Best Credit Card For PPC Expenses

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invisible777

invisible777

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I recently moved up from $xx spending a day to mid $xxx's on PPC and I'm wondering what credit card some of you use to get the best bang out of your buck.

I know there are some cards like Amex Clear with 1% cash back, which isn't too bad.

Any cards that turn ppc charges into rewards points?

Just curious
 


its not 5% back on ppc expenses, tho, from what i heard. i think it would be 1%.

unless you know first hand?
 
i've been using Amex blue cash but just switched over to the platinum. get free flights out of it so it's worth it.
 
I've been using a 1% cash back Citi Dividends card. I think I might want to switch to my new Amex Blue Cash for the following reason:

Once you spend over $6500 on your Card, you can earn 5% cash back on all your everyday purchases at supermarkets, gas stations and drugstores and 1.5% cash back on all other purchases

As long as you spend over $13,000 in a year, you're in a better position than the standard 1% cash back cards. If travel is your thing, a travel rewards card may work out better, especially if there's an introductory "reward" of X miles.
 
I exclusively use Starwood American Express now. For every dollar spent you get one point which are redeemable at Starwood hotels.

15,000 points will get you a night in Manhattan which is worth $350-$500. In comparison, $15,000 spent on a 1% back will get you $150. There certainly are better hotels out there, but if you travel a lot its a fair deal.
 
Once you establish yourself with AMEX there is no limit or it is difficult to get to a limit. It is THE card for this especially once costs get high or you have clients that expect you to handle all that stuff. (But that is a bit risky, client could be late or stop paying their checks, but I have never been stiffed on PPC fees.)
 
johu said:
I've been using a 1% cash back Citi Dividends card. I think I might want to switch to my new Amex Blue Cash for the following reason:

Once you spend over $6500 on your Card, you can earn 5% cash back on all your everyday purchases at supermarkets, gas stations and drugstores and 1.5% cash back on all other purchases

As long as you spend over $13,000 in a year, you're in a better position than the standard 1% cash back cards. If travel is your thing, a travel rewards card may work out better, especially if there's an introductory "reward" of X miles.
Click to expand...

Where are you seeing that for amex blue cash?

All i see in terms is

[FONT=arial, helvetica, sans-serif][SIZE=-1] Earn 1% on OPEN Savings Participants or 0.5% on all other purchases
when your year-to-date spend is $0-$7,500
Earn 5% on OPEN Savings Participants or 2.5% on all other purchases
when your year-to-date spend is $7,500.01-$15,000
Earn 2% on OPEN Savings Participants or 1% on all other purchases
when your year-to-date spend is more than $15,000

So basically if I spend over $15,000 I only get 1% back unless i spend it at their open savings partners. To get 5% i can only spend between [/SIZE][/FONT][FONT=arial, helvetica, sans-serif][SIZE=-1]$7,500.01-$15,000[/SIZE][/FONT]
 
For UK based ppl: If you've got any US based PPC accounts and are using a UK credit/debit card to fund them, then you're probably being charged a hidden fee of 2.75% for foreign transactions. The only bank that doesn't charge this is Nationwide, as well as the post office visa card.
 
Citibank 5% for 3 Months

Citibank 5% Cash Back for 3 Months

If your credit is anything less than stellar they'll try to push some lesser card on you, and the limit will be less than your used to, but at 5% who gives a shit. Deal, get rich and make them regret their decision to ever offer 5%.

S1ick
 
wdsguy said:
Where are you seeing that for amex blue cash?

All i see in terms is

[FONT=arial, helvetica, sans-serif][SIZE=-1] Earn 1% on OPEN Savings Participants or 0.5% on all other purchases
when your year-to-date spend is $0-$7,500
Earn 5% on OPEN Savings Participants or 2.5% on all other purchases
when your year-to-date spend is $7,500.01-$15,000
Earn 2% on OPEN Savings Participants or 1% on all other purchases
when your year-to-date spend is more than $15,000

So basically if I spend over $15,000 I only get 1% back unless i spend it at their open savings partners. To get 5% i can only spend between [/SIZE][/FONT][FONT=arial, helvetica, sans-serif][SIZE=-1]$7,500.01-$15,000[/SIZE][/FONT]
Click to expand...
I was actually referring to the personal card, not the small business version - https://www124.americanexpress.com/cards/loyalty.do?page=bluecash.maximize . Not sure if the personal Blue Cash has a yearly limit on rewards. I believe my Citi card has a maximum of $300 back... Probably a good time to look into a rewards card with points from Amex.
 
aren't only some purchases qualified for reward points through Amex?

pcc expenditures = amex reward points?
 
Andrew said:
I exclusively use Starwood American Express now. For every dollar spent you get one point which are redeemable at Starwood hotels.

15,000 points will get you a night in Manhattan which is worth $350-$500. In comparison, $15,000 spent on a 1% back will get you $150. There certainly are better hotels out there, but if you travel a lot its a fair deal.
Click to expand...


yep, i just got a Starwood card too and i'll be at the Sheraton for adtech. your card starts with 10,000 points so they basically give you one night there to start.
 
Are those personal amex or business amex cards? And do they care if you use your personal Amex for "business" expenses as PPC etc.?
 
I use the Amex Simply Cash Business Platinum card. 1% cash back on all PPC expenses, and 5% cash back on cell phone expenses, gas, and office supplies.
 
Amex Starwood Card.

The best rewards card there is, for many reasons, plus spend $15k in the first 6 months and get 15k starwood points free. That's in addition to the 10k starwood points signup bonus. Just make sure you sign up in the right place to get the bonus 15k points deal for your $15k first six months spend.

Plus, Amex account management website is the best credit card website UI I have seen .. makes all others looks like 1998 bullshit.
 
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