For your trouble:
(I know I should consult a licensed attorney, but right now I'm just looking for some info/opinions).
What about people with single-member llcs? Think it helps with liability?
I'm asking because one bank requires one and the other doesn't. There are free examples online, but I don't know how useful they are with respect to state law. There are places online that charge $25 for ones that supposably conform to state law. Should I spend the $25?

(I know I should consult a licensed attorney, but right now I'm just looking for some info/opinions).
What about people with single-member llcs? Think it helps with liability?
I'm asking because one bank requires one and the other doesn't. There are free examples online, but I don't know how useful they are with respect to state law. There are places online that charge $25 for ones that supposably conform to state law. Should I spend the $25?