Scraping unclaimed property, i scraped $360,000,000 in 15 incomplete days

D

devknob

New member
Oct 30, 2007
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Houston, TX
Found within
  • Attached zip file contains a torrent that has
  • The source code from the youtube tutorial
  • Source of the last used version of the scraper from a week ago
  • 2 CSV files with totals for the banking criminals and people owed$
  • my general discontent
  • should be 2.5 million records of unclaimed property
  • idk 10-20k deadbeats, mostly banks, that owe money

together, we can crush bastards.

here are the deadbeats that owe money - this data is not complete / accurate but can be made accurate using data.php found in the torrent
http://bit.ly/1sAwGzU

[ame="http://www.youtube.com/watch?v=Ro5PvaN_ANU"]https://www.youtube.com/watch?v=Ro5PvaN_ANU[/ame]

I made this tutorial and commented all the code for a VA i was trying to get introduced into php. This isnt professional or high quality - it accomplishes a job which is getting data, thats all so it will be up to you to replace mysql_query with mysqli or pdo ;P

In 15 days, over 360million dollars in unclaimed property was reported to the state of california. California only returns to owners 5-6 million dollars of unclaimed property per year. Most of the money of course is owed by deadbeat banks and their subsidiaries. Prudential life insurance specifically has been in trouble for not contacting beneficiaries and just submitting to unclaimed property because all banks do is understand probability theory and thats how they beat consumers every time.

I don't think im getting too flowery by saying it would be a patriotic and wildly generous act to turn this scraper/data into a facebook app that gives people and their friends a notification "hey, you may be owed 100,000$ by this scumbag usury whore - or prudential insurance." I cant do it right now. If you dont though eventually I will.

Heres some possibilities

1) These banks will pay to stop you. If you get that far, be sure to fuck them good and get someone else to do what they've paid you to stop. They've done enough.

2) This might make a sweet ass facebook app but you'd need some more resources to do this nationwide. Its possible to start with just california........

3) The controllers of various states may be interested in funding/cooperating in any app aimed at returning unclaimed funds unless they are, and they most likely are, a corrupt selfish cunt better suited for a baseball bat and a shallow grave in the desert

4) You might learn something, to me just seeing whats in the data is hours of excitement and confirmation

Worth mentioning you should not do this since the concept popped in my mind:
This is something you should not do. You should not harden your os and disable things like windows time and a shitload of other programs that regularly communicate with various services (this is how you can lose anonymity even if you're behind several proxies), load up a vmware, harden the os its running, configure a new anonymous dns, disable ipv6, config socks and http proxy, vpn via port 443 through china, russia, then finally brazil and create a press package based on the data which banks would pay you to not publish - and then fuck it, just publish it and use bleachbit to overwrite and delete the vmware afterwards.

First, this is illegal, second, it is unethical and third its completely 100% anonymous unless of course you expose the bitcoin address by not using legitimate tumbling or some other method to achieve the same effect.


The data is interesting
Prudential life insurance seems to be a major if not the largest abuser of this unclaimed property system, its possible at a estimate based on the 15 days of data i have that unclaimed property nationwide is 40-100billion dollars. The cash figures do not include the gold/jewelry in safety deposit boxes. I spent only a few hours a week ago checking out the data so im sure anyone else can find more.

In most cases, these are insurance claims that banks lie and say they cannot find the beneficiary. It enables them access to the capital as it waits to never be collected and possibly be returned to the company if not absorbed and then wasted by the state. This money belongs for the most part to the remaining members of families that lost somebody.


They just do not know about the safe deposit box full of priceless family possessions, or the life insurance company that is kind over the phone as they gently fuck the elderly out of their hopes that the event of their passing may be made easier by the berieved by misplacing their trust in the criminal banking cartels that fuck you all and have fucked this country and all countries for thousands of years through probability theory and usury.

needless to say this pisses me off, anyone that wants to actually pull the trigger and make the app, id be happy to help with whatever i can, i've worked with the fb api a few times and kinda know all things web dev. i can consult but i dont have the time to do the project.

To find subsidiaries of the gang banging pussies of wall street just type their name and 'subsidiaries' in goog, the SEC will list them.

i know people use lots of different scrape methods and there are libraries out there for php specifically for scraping but this is how ive been doing it since 2008. post suggests if you got em.

one more thing. These organizations are complicit with the unclaimed property scheme whether by way of greed or stupidity, they are lowballing the shit out of the numbers.

[url=http://cnb.cx/1thKUTN]Unclaimed Life Insurance Payouts Top $1 Billion

more like 40-100billion or even 200-300 billion dollars depending on how long the unclaimed property is held and how often it is stolen - it is rarely claimed.

as info, I managed to locate 1 of 5 ppl i hit up. I made his day and it felt great. he said "whats this about" and i said "im going to give you $30,000" lol. IDK if he collected it yet or not but its powerful, especially considering some of the amounts owed to the top of the list.

some subsidiaries. use these to find out who is the largest bastard to crush

Subsidiaries of Prudential Financial, Inc
List of Subsidiaries

also, cocks
 

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dont forget to seed for maximum satisfaction.


SLPEPmj.jpg
 
Paper_Chase said:
My gut tells me this is pure gold, but my brain doesn't know wtf I am reading.
Click to expand...
TLDR version:

People take out life insurance, don't tell people about it.
Person dies, no one knows about the life insurance, life insurance company keeps their mouth shut, hoping no one finds out, if they do, and get in touch, they pay out.
Lots of people end up with unclaimed life insurance policies they can claim the money from.
OP has built scraper that searches unclaimed property DBs for unclaimed life insurance policies, builds Facebook app to tell you, and to tell you if your friends have unclaimed life insurance policies to their name.
 
I'm a little sleepy but I think you don't understand how it works. In California, banks and other institutions have to turn over the money in your bank, etc accounts by law if you don't have some kind of interaction with the institution for 5 years or so. (I can't remember the exact number of years.)

Here's the kicker. You can have money in a savings account and if you don't visit the bank or make a phone call to them in the 5 year time frame, then they have to turn the money over to the state. That's even if you have enough money in the account to cover banks fees. The same goes with safe deposit boxes. Normally, a bank would just keep dinging your account with fees until you hit zero. However, the state mandates that they can't. They have to fork over the money to the state. They are the real scammers. They're receiving millions in interest on the funds.

It's quite a scam the state has running. Most people think that if they have enough money in the bank to cover fees that should be fine. But it isn't. You need some kind of personal or telephone interaction. If you just toss your bank statements, as a lot of people do, you will get screwed by the state of California. This has already happened to my parents twice.

There are also people who scan the database and mail out letters to people with the funds telling them they will help get the funds back for a fee. They are in the scam, too, since all you have to do is fill out a form. Maybe get it notarized, too. Can't remember.
 
fuck them everywhere.
ubi.courtfunds.gov.uk

let me know fi you want the uk version ill make it tomorrow. heres some of it


PHP: 
$html = file_get_contents("http://ubi.courtfunds.gov.uk/unclaimedbalancesindex/searchResults.do?case_number=&items=300&name=".any 3 letter combination here."&to_day=0&from_year=0&from_day=0&d-447263-p=1&from_month=0&to_month=0&to_year=0");

^page 1 of a 3 letter name combination is alll you need. other than that you just need code that will go through each paginated page

/*
//first just put every 3 letter combination in the db, we will iterate through these to obtain all names, and then just iterate through the pagination. We may eventually run into an issue where something has 500 pages and php times out. we will see. 

$alphas = range('a','z');
foreach($alphas as $a) {
	foreach($alphas as $b) {
		foreach($alphas as $c) {
			
			$combo = $a.$b.$c;
			mysql_query("INSERT INTO ukdubstep SET combination = '$combo' ") or die(mysql_error());
		}
	}
}*/

$rs = mysql_query("SELECT combination,id FROM ukdubstep ORDER BY timestamp asc");
while($row = mysql_fetch_object($rs)){
		preg_match('#<span class="pagebanner">(.*?)Last</a>#is',$html,$pagination);
		preg_match_all('#href=(.*?)"#is',$pagination[1],$pages);
		preg_match_all('#href="getDetail.do(.*?)"#is',$page,$cases);
		foreach($cases[1] as $c){
			mysql_query("UPDATE ukdubstep SET caseid = '$c' WHERE id=$row->id ") or die(mysql_error());
		}
	}
}


seed it
Former Goldman executives who moved on to government positions include: Robert Rubin and Henry Paulson who served as United States Secretary of the Treasury under Presidents Bill Clinton and George W. Bush, respectively; Mario Draghi, President of the European Central Bank; Mark Carney, Governor of the Bank of Canada 2008–13 and Governor of the Bank of England from July 2013.

Goldman is being criticized for its involvement in the 2010 European sovereign debt crisis. Goldman Sachs is reported to have systematically helped the Greek government mask the true facts concerning its national debt between the years 1998 and 2009.[141] In September 2009, Goldman Sachs, among others, created a special credit default swap (CDS) index to cover the high risk of Greece's national debt.[142] The interest-rates of Greek national bonds have soared to a very high level, leading the Greek economy very close to bankruptcy in March and May 2010 and again in June 2011.[143] Lucas Papademos, Greece's former prime minister, ran the Central Bank of Greece at the time of the controversial derivatives deals with Goldman Sachs that enabled Greece to hide the size of its debt.[144] Petros Christodoulou, General Manager of the Public Debt Management Agency of Greece is a former employee of Goldman Sachs.[144] Mario Monti, Italy's former prime minister and finance minister, who headed the new government that took over after Berlusconi's resignation, is an international adviser to Goldman Sachs.[144] So is Otmar Issing, former board member of the Bundesbank and the Executive Board of the European Bank.[144] Mario Draghi, the new head of the European Central Bank, is the former managing director of Goldman Sachs International.[144] António Borges, Head of the European Department of the International Monetary Fund in 2010-2011 and responsible for most of enterprise privatizations in Portugal since 2011, is the former Vice Chairman of Goldman Sachs International.[144] Carlos Moedas, a former Goldman Sachs employee, is the current Secretary of State to the Prime Minister of Portugal and Director of ESAME, the agency created to monitor and control the implementation of the structural reforms agreed by the government of Portugal and the troika composed of the European Commission, the European Central Bank and the International Monetary Fund. Peter Sutherland, former Attorney General of Ireland is a non-executive director of Goldman Sachs International. These ties between Goldman Sachs and European leaders are an ongoing source of controversy.[144]
Click to expand...
 
government and bank is a child molesting killer so the burden of proof is on you. somewhere on the site it says "whats changed" and talks about how you can now get your belongings directly fromthe company that has them.
http://www.sco.ca.gov/Files-UPD/guide_upd_updlaw.pdf
California State Controller's Office : Laws, Regulations, and Guidelines

your efforts to clarify are appreciated. however -----

BILLLIONS of dollars - largely ignored -- largely unknown about by anyone but the deceased --------- managed by banks and government<<<<<<<<<<<<<<<<<<<<<<<<<<

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

i dont have to dig to know both the banks and the state are making out like bandits and paying consumerreports - which of course is a for-profit [prolly a non-profit for-profit] company to lowball the numbers. nobody is this stupid, insync with billions of dollars --- in banking and government. i mean. i should just be able to say Its a bank and the government. Something is wrong at this point lol


charlesmartel said:
I'm a little sleepy but I think you don't understand how it works. In California, banks and other institutions have to turn over the money in your bank, etc accounts by law if you don't have some kind of interaction with the institution for 5 years or so. (I can't remember the exact number of years.)

Here's the kicker. You can have money in a savings account and if you don't visit the bank or make a phone call to them in the 5 year time frame, then they have to turn the money over to the state. That's even if you have enough money in the account to cover banks fees. The same goes with safe deposit boxes. Normally, a bank would just keep dinging your account with fees until you hit zero. However, the state mandates that they can't. They have to fork over the money to the state. They are the real scammers. They're receiving millions in interest on the funds.

It's quite a scam the state has running. Most people think that if they have enough money in the bank to cover fees that should be fine. But it isn't. You need some kind of personal or telephone interaction. If you just toss your bank statements, as a lot of people do, you will get screwed by the state of California. This has already happened to my parents twice.

There are also people who scan the database and mail out letters to people with the funds telling them they will help get the funds back for a fee. They are in the scam, too, since all you have to do is fill out a form. Maybe get it notarized, too. Can't remember.
Click to expand...
 
1) this is money in your pocket even if you charge nothing. you could give it away for free after working on it for a week or 2 at a cost, never make any attempt to get that money and if it is working as intended and people use it - you are living better. high tides raise all ships, whether they can detect the change in elevation or not.


this was my initial thought non-scammy. btw i believe it is legal to ask for a fee up front - also, i dont call that a scam. how is that a scam? dont you mark up the product of your work? its a scam if im trying to convince them that i am california - and people do that.

Here is my idea. You get all this data, derive all insights possible from it and create a report. Present the data as the user is going through the process of getting their shit. you could manufacture your own user experience with the user to show them just how to get the data to build raport as well, however i would point out that this is wrong and wrong in a big way everywhere and the people that benefit already fuck us hard and good all day every day in the form of subprime mortgages and subprime health insurance now and derivatives aimed at a subprime country. ask for a donation, the proceeds go to fucking banks and helping decentralization and progress to freedom - not equality, not democracy. just freedom, which can only be had by force, and will only be had by force through the use of things these killers cannot touch.

#2) recurring - explain how common this is, at 360 mill in 15 days that is a few dollars for every californian, you can get a annual or monthly fee by monitoring this. find people that may package this in with their services, there are many possibilities here. either way, you'd end up with an app that is being used. if you cant make money with that, throw your computer away and get acquainted with a shovel or a pick axe. lol
 
Can you not make this into a business, like an heir hunter you contact people and tell them you have located money they are owed and you just want 1% (or a fixed fee) when they have cashed it in. Get them to sign a contract agreeing to it and then give them info.

You'll probably have a shit ton of deadbeats who wont pay you, but if you have some VAs doing the searching it wont take much to run and the potential is massive.

You are basically helping people locate money that is rightfully theirs and getting paid for your time.
 
In California, it's the STATE that's benefiting. Banks would rather charge fees, of course. Here's the stupid law.

The State of California is currently in possession of more than $6.9 billion in Unclaimed Property belonging to approximately 24.9 million individuals and organizations.

The State acquires unclaimed property through California's Unclaimed Property Law, which requires "holders" such as corporations, business associations, financial institutions, and insurance companies to annually report and deliver property to the Controller's Office after there has been no customer contact for three years. Often the owner forgets that the account exists, or moves and does not leave a forwarding address or the forwarding order expires. In some cases, the owner dies and the heirs have no knowledge of the property.
Click to expand...

California State Controller's Office : Unclaimed Property Main Page

3 years!!!!!
 
you can charge 10% i think
Asset Recovery Agreements
Asset recovery agreements submitted by organizations, private investigators,
attorneys, heir finders, and other individuals or entities are required to be in
compliance with Code of Civil Procedures Section 1582. Section 1582
provides as follows:
No agreement to locate, deliver, recover, or assist in the recovery of property
reported under Section 1530, entered into between the date a report is filed
under subdivision (d) of Section 1530 and the date of publication of notice
under Section 1531 is valid. Such an agreement made after publication of
notice is valid if the fee or compensation agreed upon is not in excess of 10
percent of the recoverable property and the agreement is in writing and
signed by the owner after disclosure in the agreement of the nature and value
of the property and the name and address of the person or entity in
possession of the property. Nothing in this section shall be construed to
prevent an owner from asserting, at any time, that any agreement to locate
property is based upon an excessive or unjust consideration.
Notwithstanding any other provision of law, records of the Controller's office
pertaining to unclaimed property are not available for public inspection or
copying until after publication of notice of the property or, if publication of
notice of the property is not required, until one year after delivery of the
property to the Controller.
If the State Controller’s Office determines that a submitted asset recovery
agreement does not comply with Civil Code of Procedures Section 1582, it
will not process claims filed under that agreement.
Click to expand...

http://www.sco.ca.gov/Files-UPD/guide_upd_claiming.pdf
 
they both are dude. first - they get paid to shut the fuck up. the banks probably pay the controllers wife or cousin cash and gifts to stfu about the volume they're doing, 2nd, they're holding that money for that time frame. even if they send that money to the state - its free money. leverage, and if these people are creative im sure they can take this money and get 10x leverage through the reserve system. its banks and government, they will make out like bandits, bribe and produce propaganda, its the rule not the exception. upon deeper review im sure there are provisions that sweeten the deal for the banks, after all, they could probably get away with not reporting some of that money. lol this is of course theory i have gone through the code and i feel like ive proven this enough times where i no longer need to do research to see how criminal government and banking is lol

we're both right in this case, i maintain that its worse that what we see at the moment. haha

*fees are taxed. banks love unclaimed funds - i bet a legit life insurance contract would be more revealing if read.....i dont have one lol
charlesmartel said:
In California, it's the STATE that's benefiting. Banks would rather charge fees, of course. Here's the stupid law.



California State Controller's Office : Unclaimed Property Main Page

3 years!!!!!
Click to expand...
 
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