Payments With Stripe Just Made Easier - Fuck Paypal



Still no support for EU businesses though :(

Just been looking around at it seems like these guys do offer UK payments:

https://www.braintreepayments.com/

and https://gocardless.com/ do Direct Debit

Good to see the hegemony of Paypal being challenged finally.

Got any other links like these?

Why use stripe over a regular merchant account ...? Just wondering why no one brought that up thus far.

Getting a merchant account isn't that easy for a lot of people.
 
Why use stripe over a regular merchant account ...? Just wondering why no one brought that up thus far.

I've applied for a merchant account three times, and been rejected two times. The third time I was accepted on the basis that I put £10k into bond as insurance.

Certainly here in the UK it's not a piece of cake.

It's easy once you have 2 years of accounts for your company, but how do you get 2 years of accounts when you can't trade online in the first place?
 
I've got Stripe with my Shopify account - it's been working great for me so far. I love how I don't have to sign up for a merchant and payment processing company in order to accept credit cards online for an ecommerce store. It was a major pain to go through, especially when I first started out in ecommerce. They had monthly minimums! So dumb...

Go stripe! Keep up the great job!
 
It's easy once you have 2 years of accounts for your company, but how do you get 2 years of accounts when you can't trade online in the first place?
Have a good relationship with your bank and get an account through them.

Or use Paypal for a couple months and then show your Paypal account history when applying.
 
Have a good relationship with your bank and get an account through them.

Or use Paypal for a couple months and then show your Paypal account history when applying.

It was through the bank that I got the 3rd offer, when they wanted £10k put in bond for insurance.

They wanted 2 years of audited accounts or the money in bond. My bank manager had no say in the matter, it was passed off to some other department.

Maybe it's just a lot harder here than in the US, I have no idea.
 
There was a time when you had to offer Paypal, because a lot of people wanted to pay that way. In fact, in the early days of ecomm, a lot of people would ONLY use Paypal because they felt it was safer.

Funny how things change.

I'd use Stripe, but in the back of my mind, I would wonder how much business it might cost me. Even 3 or 5% not being able to take PayPal, can make a big difference to your bottom line @ volume.
 
I'd use Stripe, but in the back of my mind, I would wonder how much business it might cost me. Even 3 or 5% not being able to take PayPal, can make a big difference to your bottom line @ volume.

I actually haven't taken the PayPal logo off of my order page just for this reason. Since paypal pro runs in the background anyways, customers have no idea that I'm processing with Stripe.
 
I've got Stripe with my Shopify account - it's been working great for me so far. I love how I don't have to sign up for a merchant and payment processing company in order to accept credit cards online for an ecommerce store. It was a major pain to go through, especially when I first started out in ecommerce. They had monthly minimums! So dumb...

Go stripe! Keep up the great job!

Have you gotten any chargebacks yet with stripe? If so, do they freak out over them? Or is everything fine as long as you stay below the chargeback ratio of 1%?
 
There was a time when you had to offer Paypal, because a lot of people wanted to pay that way. In fact, in the early days of ecomm, a lot of people would ONLY use Paypal because they felt it was safer.

Funny how things change.

I'd use Stripe, but in the back of my mind, I would wonder how much business it might cost me. Even 3 or 5% not being able to take PayPal, can make a big difference to your bottom line @ volume.

Hasn't changed for the masses, it's still the same in general ecomm.
 
Damn, the no EU support is annoying. Ah well, Google Checkout isn't too bad, I'll use them until it comes over here (even if I have got my pp account back after 10 phone calls I recorded, a letter to paypal Ireland, 3 emails, and several twitter messages to askpaypal.)