Well thats simple. Go the black hat route if you're that hard up for short term cash flow. Of course you'll run the risk of getting caught since you'll be screwing over the networks and you'll need to have no sense of conscience since you'll be screwing innocent people of their money. But thats what black hat is...
You know....the TRULY sad thing is....I've been in this game for about 2 weeks and as a complete....and I mean COMPLETE fucking newb, I know this isn't true.
Clown Shoes.....