Fuck Paypal... Any advice?

I really do appreciate all of the advice guys, I guess I've got a lot to think about.

Thanks,

-Scott
 


Paypal/Ebay = definitely a love/hate thing. If you have things to sell, there's no better place to get rid of them, but the good old days (before Ebay bought Paypal) are long gone. If you decide to sell there you are really stuck with the two of them.

I think there's several reasons for PP being so shitty: There's no FDIC insuring balances, so they overreact over minor things and will clamp down on your account over nothing. OTOH, you don't have to give up your SS number to open an account, so they don't really know you.
 
@guerilla I've watch you say stuff like this in a few thread and I agree to what you are saying to a point. But there comes a point where they just become big bullies. Here's an analogy that I just came up with in the last two minutes so forgive me if it's lame.

You're very hungry.

Here are your choices:

1) Eat dirt. It's gross, and because there's usually not much nutritional value you will end up eventually starving your body and you will die.
2) A plate of grilled chicken, veggies, an apple and a roll. If you had this meal 3 times a day for the rest of your life (you would be bored as hell) but you would survive on that.

What would you choose? Duh. # 2. But then you find out that some other people have been dying agnoizing deaths due to the poison that has been slipped into occasional meals here and there. Now what do you do? You can eat dirt or you can eat a meal knowing that at any point you might be eating poison (which by the way they are allowed to do because the poison claus is buried in in their TOS) but you also might be fine.

At this point I wouldn't mind a class action suit coming in to make them stop, fuck whatever their TOS says.
 
I think there's several reasons for PP being so shitty: There's no FDIC insuring balances, so they overreact over minor things and will clamp down on your account over nothing. OTOH, you don't have to give up your SS number to open an account, so they don't really know you.
The reason why they overreact, is because the FDIC won't insure them as they are, and they cannot solicit private insurance because the FDIC crowds out the market.

I don't love PP although they have never really done me wrong. There are other payment processors. But I liken this to people bitching about MS and Windows 10 years ago. There are other payment processors out there, USE THEM and then you won't have to be dependent on PayPal.

It's like the people who bitch about Google, then use it as their default search and spend their evenings watching videos on YouTube.
 
@guerilla I've watch you say stuff like this in a few thread and I agree to what you are saying to a point. But there comes a point where they just become big bullies.
They aren't bullies. They aren't forcing you to deal with them. If you don't like it, don't deal with them. If you choose to deal with them, it means you realize a profit from associating with them, despite the negatives. That is how the rational human mind works.

If you thought Paypal/Ebay/Google was harmful to you, you would not use them. But people do use them, just as they use Facebook (despite NSA data mining) because they see it as an acceptable (but not ideal) tradeoff.

Here's an analogy that I just came up with in the last two minutes so forgive me if it's lame.

You're very hungry.

Here are your choices:

1) Eat dirt. It's gross, and because there's usually not much nutritional value you will end up eventually starving your body and you will die.
2) A plate of grilled chicken, veggies, an apple and a roll. If you had this meal 3 times a day for the rest of your life (you would be bored as hell) but you would survive on that.

What would you choose? Duh. # 2. But then you find out that some other people have been dying agnoizing deaths due to the poison that has been slipped into occasional meals here and there. Now what do you do? You can eat dirt or you can eat a meal knowing that at any point you might be eating poison (which by the way they are allowed to do because the poison claus is buried in in their TOS) but you also might be fine.
It is a lousy analogy. By your claim, then all property should be allocated to the best social use as determined by everyone, instead of being controlled by private actors. So instead of you having a nice house, money in the bank and good food, you should be forced to share it with people who have to eat dirt.

What happens, is that people would be forced to share until they lose the incentive to produce, and everyone would be eating dirt. This is what happened in communist countries.

Google is not responsible for feeding you. Paypal is not responsible for feeding you. You are responsible for feeding you, if you don't want to trade with these companies by voluntarily accepting contracts, then you will have to provide for yourself. Billions of humans live without relying on Google or Paypal. The miracle of nature makes sure that nothing that is necessary for survival is so scarce that one firm or person can control it.

At this point I wouldn't mind a class action suit coming in to make them stop, fuck whatever their TOS says.
So you would want them to be threatened with the law, for doing nothing unlawful, just something you don't like?

Are you one of those people who wants prostitutes and drug addicts in jail too? I mean, those are victimless crimes. Paypal isn't even committing a crime. People just don't like how they run their business, but don't have the balls to vote with their feet (or dollars) and lazily want some jackass prosecutor to fuck up Paypal for the millions of people it works great for and are happy with the service.

Paypal and these firms, where they break contract, should be sued. But if you agree, freely and voluntarily to a contract, I don't think you have a legal or moral right to protest the contract as being unfair.

If it wasn't in your net benefit (as you perceive it) to sign or agree to the contract, you wouldn't have done it. People don't do things (generally) that they think are bad for them. As a species, we would have gone extinct a long time ago if we didn't act in our own rational self-interest.
 
Oh yeah, no hard feelings too. I just think sometimes people don't realize that in order to realize a short term payoff or to satisfy an emotional response, folks are willing to shit where they eat.

We all make money in an unregulated paradigm. Because it is unregulated, we have all sorts of opportunities that are not available in a more regulated atmosphere.

The downside is, we have to be very cautious and smart about how we do our business and who with. We have to cover our own asses, we can't run to the courts or elected officials when things go bad.

Every time someone wants the government to get involved I wonder if people understand why the internet has been so good to us, and how that can all so quickly come to an end. The government is dying to get online, regulate, investigate, tax, and control. And then, it's going to be just like any other industry, except people in unregulated countries like India and China will be making the money on projects and business models we are not allowed to pursue.

We have to police ourselves, and we have to provide the quality, trustworthy institutions necessary for our own prosperity.
 
I'm not surprised by the paypal thing. The "Tricks and Traps" model has been the standard for banks and credit card companies for quite a while now, so why not Paypal. People should really start understanding that these companies are not far from sidewalk muggers anymore. They'll do whatever the fuck they need to scam, trick, and fine your ass as much as possible.
The shits not gonna stop until we have another round of guillotine executions for the cock suckers on top. Seems we need to do that every few hundred years to set things straight.
 
It's a good idea at WF, to spend 6 months reading and not posting, and when you post, make sure you are adding value. Not what you think is value, value that gets you rep and thanks back from others. We're judged by our contributions, not our egoes.


Just because something I write isn't valuable to YOU doesn't mean it isn't of value.
 
I get what you're saying guerrila, and I don't completely disagree. However even in a free trade environment there must be some regulations and checks and balances otherwise it's the little people that get stomped EVERY FREAKIN TIME. (I know some disagree saying that competition is it's own checks and balance but when that happens then you have...China. Which may be a good example of how their competitive edge kicks ass. BUT their humanitarian side sucks and since they have no system to check them it doesn't matter and they're free to stomp away... shit total digression. sorry)
 
i am sorry to hear that,now i donot use paypal,because paypal is too Strictly,i donot like it,i start to use alterpal,it is easy,if u have any problem,pm me..
 
If your account faces the troubles with the paypal like account limited then you can solve them back to the normal level in your life.
Paypal sucks!
 
I hate Paypal and I try to use them as less as possible. But what somebody already said: When dealing with offshore workers it's often the only way to pay.
 
Interesting note about PeepeePal: if you're making them a shitload of money, they'll let you accept money for almost anything. Even violations of their Acceptable Use Policy. For example, one day I got a call about a dispute, and the company in question was selling pirated (errrrrrr......OEM) copies of software. Some software doesn't have OEM packaging and I recognized several that fit that bill. So, I escalated the account to AUP. Few days later got an email back saying that account is pretty much immune because they make too much money ($100,000+ per day).

So, if you want to use FuckPal for illegal stuff, you can, as long as you make them a lot of money.