Don't charge by the word. Get the hell off of forums and contact potential GOOD clients who pay well (I charge $3-5k+ a sales letter), market yourself, specialize and quit settling for slave wages.
I'd rather be a greeter at Walmart than churn out content for .03 per word. Uck. (And I've been there before, the .03 per word, not Walmart).
You can find "some" good business on forums, but if you want a REAL business, you need to treat it like one, learn how to charge what you're worth and find clients willing to pay it.
This man speaketh the truth.
For every 10 freelancers who read it, 1 will consider it.
For every 10 who consider it, 1 will do it.
That one freelancer will look back in a year and wonder what he or she was thinking by fighting for table scraps. The others will still be fighting, or will have gotten burnt out.