International Traffic and Offers

For Germany merchants need to accept bank transfer, so the customer enters their banking details and the advertisers charges their bank account for the amount of the rebill offer.

That is the most common form of payment in germany for online stuff, and paypal of course, but I could think that would be a problem with rebill offers.
 


amorph said:
I am from Europe myself, and among my entire social circle, I do not know a single person who has a credit card. This is mostly talking about, perhaps, people 18-30 though. Beyond that, the rate is probably higher, but still far from ccs being "common".

And my point was that advertisers when doing "international" lps simply throw their existing LPs / payment method (so CCs) into machine translation and do not care enough to actually research their market regarding payment methods etc. I don't know if there are any rebill offers out there that are actually properly and specifically designed for European countries, but I'd love to be introduced to them.
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Yes I don't know anyone with a credit card either, except my parents, but EVERYONE I know has a debit card which works in the same way, so what is the problem?
 
In the UK I don't know anyone (well maybe 1 person actually) who doesn't have a CC. But Maestro and Switch for debt cards are still used much more, if an advertiser is targeting the EU and is not able to accept those then they are leaving some serious cash on the table.
 
My only concern here ever would be regulatory-wise on certain things. One bad apple could spoil the bunch like here, but I think Europe would crack down far worse than the FTC
 
xentech said:
Yes I don't know anyone with a credit card either, except my parents, but EVERYONE I know has a debit card which works in the same way, so what is the problem?
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I don't know how true this is, but possibly people check their credit card bills less often than their bank account.
 
In Europe paypal/moneybookers and swift wires are most common. As for cards most are debit as well.
 
The merchants need to offer bank transfers in Europe. This is the most common pay method here.

I don't understand why the merchants do not to their homework and did some research on this topic. I can speak for Germany and only 25% of 82 millions have a credit card (was from a news article)...so do your math and you will see that there is a huge opportunity left behind.
 
madsem said:
For Germany merchants need to accept bank transfer, so the customer enters their banking details and the advertisers charges their bank account for the amount of the rebill offer.

That is the most common form of payment in germany for online stuff, and paypal of course, but I could think that would be a problem with rebill offers.
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this plus (and this is a BIG plus) most landing pages are horribly translated.
 
In English as a First Language International countries our Clickbank product does well and especially with the cost of the traffic. As long as payment methods line up with what people have.

We look forward to doing some product translation in the coming months and think it will be a huge hit.

I think in the end it's the same as making something work in the US. Test like crazy and you will get it to work in the country.
 
smaxor said:
I'm posting this here because I have this conversation so many times a day. Everyone believes that there is not much traffic in the EU for some reason but that couldn't be further from the truth. As you know a4d and other networks have recently picked up a bunch of int'l offers that are translated into french, german, spanish, italian, etc.

But I constantly have to prove to people that there really is traffic in Europe. And guess what there is even more traffic than in the US. US & CA accounts for 18% of the worlds traffic where EU accounts 28%. Take a look at these Comscore results rankings if you don't believe me.

Global Internet Audience Surpasses 1 Billion Visitors, According to comScore - comScore, Inc

The proof is in the numbers. There is traffic overseas now go get it.

Just my 3 cents.
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I needed to hear this. + rep
 
xentech said:
But surely most people in EU have a visa/mastercard debit card which will work anywhere visa/mastercard is accepted?
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In Switzerland and I think Germany too, Debit Cards are not associated with Master/Visa like it is common in the US. So no, they can't use their debit cards to pay.
 
Lol, wtf are you talking about ? Then with what debit cards associated ? For sure with Visa/Mastercard and issued by banks. And yes, you can pay with it as long as you have money on it.
 
seolinker said:
Lol, wtf are you talking about ? Then with what debit cards associated ? For sure with Visa/Mastercard and issued by banks. And yes, you can pay with it as long as you have money on it.
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He is right. Not all the debit cards can replace the credit cards for making a purchase online. They are the ones just to debit your bank account and doesn't have the authority to go thru the transactions online, although they are with visa/master. You can't even verify paypal acc with those. And most nerds in EU carry those cards with sole purpose of drawing money from ATMS and paying locally in the country.
 
Ah...you mean that. Correct, you need to obtain CC starting from Visa Classic and Mastercard Standart at least. Cause they have CVV2 code for online purchases.

Visa Electron or whatever basic shit they have and Maestro Cirrus simply will not work on the interwebz. Visa internet probably can, but not worth trying.

P.S. I am not still not sure how he is right anyway ? Debit cards ARE associated with Visa/Mastercard as well as with the banks wich issued them lol, how else that can be ? Simply not with every card you can make online shopping.

Moreover banks associated with Visa and Mastercard and there are banks which issues only Visa or only MC or some do both of them.

I am living in eastern europe but in western it's all the same. By the way I never had a credit card, it's even pretty tough to get it there. It's still more "in cash" there.
 
ap121 said:
He is right. Not all the debit cards can replace the credit cards for making a purchase online. They are the ones just to debit your bank account and doesn't have the authority to go thru the transactions online, although they are with visa/master. You can't even verify paypal acc with those. And most nerds in EU carry those cards with sole purpose of drawing money from ATMS and paying locally in the country.
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I have a visa debit card and I can buy absolutely anything online, maybe it's different outside of the UK. Some people in the UK have switch/solo which generally are only accepted on sites within the UK but these people are usually <16 so...
 
m0rtal said:
^this, it's either that or these advertisers either have shitty merchant accounts that can't process shit or not setup to take payments which are most popular for that country.



Great, but my 60 cent EPC on France/Germany acai/colon with you guys says that something is wrong so the advertisers are probably not doing what they should be (e.g. accepting the common form of payment). And it's not just your network, I've tried a handful of diet offers for those 2 countries on multiple networks and have yet to find anything that converts well and is consistent. Yet I keep hearing the same shit "nothing is wrong".

I am currently running a colon that looks promising but the acai is still shit from the same network. When you've got a #2 on the LP converting at 1/4 the #1 you know something is fucked.

And when you direct link a clickbank product and get better conversions than a re-bill you know something is fucked.

Anyway my take on it is there's definitely plenty of volume and cheaper traffic but if you think you''ll just jump in there with your flog and start making $6-10 epcs good luck with that.
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Expecting $6-$10 EPC's is unrealistic, your EPC;s will be proportionate the the bids, Youre not bidding $2 a click in Italy, more like 20 cents, so a 60 cent EPC is inline

Also as an FYI, France sucks ass they are one of the worst with respects to processing transactions online. And Germany is one of the worst from a regulation and enforcement standpoint. The two countries you're targeting are the bottom of the barrel, try Spain, Italy, Ireland, Sweden, etc..
 
ap121 said:
He is right. Not all the debit cards can replace the credit cards for making a purchase online. They are the ones just to debit your bank account and doesn't have the authority to go thru the transactions online, although they are with visa/master. You can't even verify paypal acc with those. And most nerds in EU carry those cards with sole purpose of drawing money from ATMS and paying locally in the country.
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This is correct , and debit(check) cards don't have to be associated with Visa/MasterCard. In fact in Germany is hard to get one that is. And yes, most of people there don't have credit cards. Most transactions in stores go in cash.
For transaction online and memberships they use their checking account and bank account to account transfer which called Ueberweisung and is free for both parties - so commonly used. Yes, you can use ueberweisung for subscriptions and rebills.
So any advertiser that goes to Germany absolutely needs to have rebill thru Ueberweisung system setup.
Also Germans are not really spenders..They spend like 18% less than average europeans.

Here is good article in english about what they spend money on:
Germans spend most of their money on food - SEC Journal
 
I am in Spain and nobody really uses Credit Cards, especially bank cards.

All payments - I am talking Contract cell phones, rent, EVERYTHING is deducted automatically via bank transfers. You can't even get a cell phone contract without a bank account auto transfer. Debit/Credit cards are NOT used the same as in the US.... Go for submit offers.
 
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