Lead Capture Page for Payday Loans/Insurance

John P

New member
Mar 29, 2011
350
3
0
Could someone point me in the right direction for a company that can design and implement a cms or some type of lead capture page html,wordpress whatever. Something with a form that when filled out automatically sends the lead to T3 leads or some other Pay Per lead site. Willing to pay a decent amount, but I really have no idea where to look. Thanks!
 


I don't know why I'm saying this, since you're direct competition, but almost all the payday landers you see out there (even the massive offers) absolutely suck balls. Design your own, make it ugly. Trust me, I've split tested major offers' landers, I've had my own nice landers designed, but nothing even comes close to the one I designed in half an hour using my very limited photoshop skills (in fact, I'm not even sure I used photoshop, thinking about it, it might have been pure html)
 
Oh trust me -joe- Im not on your level, also I am going to focus solely on local leads, but I greatly appreciate your advice. Thanks
 
I ask because I know there is a shit ton of red tape on the uk side to be able to promote credit services.

Of course if you are in the USA then no issue
 
Is T3 leads the best for selling payday leads? Any other good networks out there?

I'm looking on CJ and some of these payday sites like CashAdvance.com are offering $100 per lead. Tough to beat that isn't it? Then again...they say things like "leads sold to a premium/select lender", so I'm guessing very few loans fall into that category and that $100 payout?
 
Oh trust me -joe- Im not on your level, also I am going to focus solely on local leads, but I greatly appreciate your advice. Thanks
Haha, fair enough, and no problem :)

Joe - you doing uk payday?
Yeah, I am.

I ask because I know there is a shit ton of red tape on the uk side to be able to promote credit services.

Of course if you are in the USA then no issue
Yep, a huge shitload, and in about 3-6 months time, an even bigger shitload. I've had to read through probably 2k pages of legalese guidance, laws, etc etc, and I'm currently studying for a diploma in financial administration, purely so I can put something down as the credit education in the 40 page credit competency plan they make you fill out to get a credit license in a high risk sector. And I wouldn't be so sure about that, USA and UK are pretty close knit, and they're coming down like a ton of bricks on a lot of people at the moment, if you're doing anything dodgy at all, it's only a matter of time.

Is T3 leads the best for selling payday leads? Any other good networks out there?

I'm looking on CJ and some of these payday sites like CashAdvance.com are offering $100 per lead. Tough to beat that isn't it? Then again...they say things like "leads sold to a premium/select lender", so I'm guessing very few loans fall into that category and that $100 payout?
T3leads is reasonable, I'd probably go with leadflash though, personally. Avoid the networks. As I said, they have horrible landers that look pretty to most affiliates, but in finance, they just don't work, because they're too "shiny". Also, while sure, they'll pay $100 for one or two leads that are particularly valuable, say goodbye to all the leads that aren't worth as much as that.
 
Thanks Joe for the :thumbsup: for LeadFlash! Solid real world advice you provided as well!

Paper Chase-Feel free to reach out! I'd be glad to chat with you and give you the lay of the land!

-=Chipmunk=
 
I ask because I know there is a shit ton of red tape on the uk side to be able to promote credit services.

Of course if you are in the USA then no issue
I know a shit-ton about promoting payday loans, especially for the US. For UK promotion, be sure to follow the guidelines at the Office of Fair Trading website.

More info here: Office of Fair Trading, UK.

Pay special attention to compliance. As long as you are totally compliant, they can't stop you.

As for not being about to "touch you" in the US, so not true. You have to follow guidelines from the FTC, and payday loans are totally illegal in a handful of states. In some cases payday loan storefronts are illegal, but online payday is legal. You need to be very explicit at your site's TOS about who can receive loans and who can't, and periodically update this info because state laws are always changing.
 
I recently completed this exact task for a Payday Loan affiliate. I created a multi-part form to capture all of the lead info, and more importantly, I wrote code to submit the leads upstream. Some lenders enable form pre-population on their sites. For the ones that didn't, I wrote a bot to simulate a live user entering info. Send me a PM if you want to know more.
 
I know a shit-ton about promoting payday loans, especially for the US. For UK promotion, be sure to follow the guidelines at the Office of Fair Trading website.

More info here: Office of Fair Trading, UK.

Pay special attention to compliance. As long as you are totally compliant, they can't stop you.
Also, if you're genuinely thinking about going into the UK space, have a look at "Consumer protection from unfair trading regulations 2008" as well as the "Sale of Goods act" (trust me, it's still relevant, even if you're not selling anything - they're very open to inventing new reasons you're not abiding by regulations)

There's also a shitload of other guidance that's pretty much impossible to find on the OFT website, but it's there. Read the news, find out why companies are losing their credit licenses, and why affiliates are getting hit. There may also be a couple of laws I forgot to mention. Also, bear in mind, the OFT are currently doing a review of the payday loans sector, which should be finished in a few months, and may massively increase the number of people that need credit licenses. There's also hints in the air that regulation for payday lenders will be switched over to the FSA (Financial Standards Authority) - which is much much more harsh, and are the same people that do the regulation of banks.
 
There's also hints in the air that regulation for payday lenders will be switched over to the FSA (Financial Standards Authority) - which is much much more harsh, and are the same people that do the regulation of banks.
In the US, banks themselves are beginning to offer payday loan alternatives, which would probably affect US affiiliates. Are UK banks getting into the quick loan sector?

Payday is also legal in Canada, and I'm surprised nobody mentioned them.

In my opinion, the biggest growth sector in affiliate payday is mobile offers. Customers oftentimes have no PC, and a smartphone is their only way of using the Internet. As I said, I know a shit-ton about payday loans.
 
In the US, banks themselves are beginning to offer payday loan alternatives, which would probably affect US affiiliates. Are UK banks getting into the quick loan sector?
They're not, tbh. I think probably because it's quite a taboo market, and a lot of the time people boycott things payday companies sponsor, so they probably don't want to lose customers.

In my opinion, the biggest growth sector in affiliate payday is mobile offers. Customers oftentimes have no PC, and a smartphone is their only way of using the Internet. As I said, I know a shit-ton about payday loans.
Agreed. I get a load of people visiting my site from mobiles. In fact, thinking about it, I should really make a mobile version...