Nationwide Insurance Hacked?.. They Got DOB, SS #, Names, etc.

contract

::\\\ Motivªtion ///::
Dec 28, 2011
1,918
33
0
California, USA
And..

Nationwide is going to offer "free protection for a year."

Is this real life? There should be worse consequences for not storing the data securely.. Identity theft will ruin those people lives. What do you guys think should be done? If someone got their identity stolen, could they sue Nationwide? Or is this pretty much all that will be done..
 


hehe.

just about every major corporation with a valuable database has already been hacked. You would be amazed at the type of big site db's you can buy on the underground and spammer markets...

if you slack on IT you will be hacked over and over again. There should be a law that holds these Fortune 500 companies responsible for these breaches via lack of security imo.
 
My awakening to reality: When you were little, you would watch TV shows, and wonder why they only showed parts of the house the family lived in. It was a whole house, in your mind at least, so why not show the different areas. One day I was given the opportunity to look behind the scenes of one of my favorite shows. To my young mind's disappointment, it wasn't a real house. It was a TV show SET! I was shocked and tramatized for a couple of days. It was fake! Some parts were literally made out of cardboard.

Later on in life, when I ended up representing big brands, I made the same discovery... It's all cardboard. I've met with IT departments of major corporations, Fortune 100 companies, they are idiots. They don't even bother to change passwords monthly, dont bother to update core systems. All the executives want them to do is make sure their emails work, since most executives don't appreciate or understand what having a secure and updating technology infrastructure really equates too. I usually decline projects where I see major red flags, PCI violations, and risks that are not being solved. Usually I warn my inner circle to never do business with these companies. The stock owners, owners of the corp, and executives dont give a shit except making suring they can squeeze every possible penny out of the company. Not all are like this, but a majority of them are. Their IT departments are ran on a shoe string budget, and some of them have a paper clip and glue to fix servers. So no, it's not surprising when i see that they eventually get hacked and data is released online.

There is no security, and once breached, they don't hire people with wages/salaries that can handling a major hack, or even realize they are still being hacked. I know, because usually 2 months later, they are calling back asking or consulting. That's when prices double.

I don't have credit cards. All my debit cards connect only to accounts with low funds. I use cash whenever possible. I limit my exposure online, by using one debit account connected to a bank account with great customer service and disput resolution. I do a ton of other shit to limit the amount of paperwork with my ssn number on it, cause you will be surprised how many file cabinets with a $1 lock contain paperwork with SSN, cause the owners think that is secure.

Your world is made up of cardboard.

Good luck bro.
 
what he said above....pretty much all sensitive databases are for sale on the open market...of course you need to be an actual criminal to use them so...be safe in the knowledge that most hardcore criminals haven't actually moved to online yet
 
My awakening to reality: When you were little, you would watch TV shows, and wonder why they only showed parts of the house the family lived in. It was a whole house, in your mind at least, so why not show the different areas. One day I was given the opportunity to look behind the scenes of one of my favorite shows. To my young mind's disappointment, it wasn't a real house. It was a TV show SET! I was shocked and tramatized for a couple of days. It was fake! Some parts were literally made out of cardboard.

Later on in life, when I ended up representing big brands, I made the same discovery... It's all cardboard. I've met with IT departments of major corporations, Fortune 100 companies, they are idiots. They don't even bother to change passwords monthly, dont bother to update core systems. All the executives want them to do is make sure their emails work, since most executives don't appreciate or understand what having a secure and updating technology infrastructure really equates too. I usually decline projects where I see major red flags, PCI violations, and risks that are not being solved. Usually I warn my inner circle to never do business with these companies. The stock owners, owners of the corp, and executives dont give a shit except making suring they can squeeze every possible penny out of the company. Not all are like this, but a majority of them are. Their IT departments are ran on a shoe string budget, and some of them have a paper clip and glue to fix servers. So no, it's not surprising when i see that they eventually get hacked and data is released online.

There is no security, and once breached, they don't hire people with wages/salaries that can handling a major hack, or even realize they are still being hacked. I know, because usually 2 months later, they are calling back asking or consulting. That's when prices double.

I don't have credit cards. All my debit cards connect only to accounts with low funds. I use cash whenever possible. I limit my exposure online, by using one debit account connected to a bank account with great customer service and disput resolution. I do a ton of other shit to limit the amount of paperwork with my ssn number on it, cause you will be surprised how many file cabinets with a $1 lock contain paperwork with SSN, cause the owners think that is secure.

Your world is made up of cardboard.

Good luck bro.

I recommend Serve by American Express.

serve. com

All of the chargeback benefits of American Express in a prepaid card. They'll even give you $25 for your first $25 deposit.
 
I don't have credit cards. All my debit cards connect only to accounts with low funds. I use cash whenever possible. I limit my exposure online, by using one debit account connected to a bank account with great customer service and disput resolution. I do a ton of other shit to limit the amount of paperwork with my ssn number on it, cause you will be surprised how many file cabinets with a $1 lock contain paperwork with SSN, cause the owners think that is secure.

Your world is made up of cardboard.

Good luck bro.

Anybody who genuinely believes that a big company can somehow keep your data safe is fooling themselves, especially if that company isn't tech-savvy. The biggest problem is that we are less and less able to opt out of such data storage. Need insurance? Want a car loan? Not only will you be forking over all that data, but it's gonna wind up in a database somewhere.

Companies should be held more accountable for data breaches, especially ones that are the result of foolishness. Look, if Nationwide gets hit by a zero-day within hours of it being hit, then I have some sympathy, but so many of these "hacks" are the result of, as you said, complete laziness and bad decision-making. There are no incentives for these companies to change, though, because all they have to do is issue an apology, and dole out a few bucks per customer.

Especially today, where customers are demanding seamless transactions and better access to their own data we need corporations to take some responsibility for the data they're holding and attempting to protect. Apologies just don't get it when you let a criminals get access to people's social security numbers, names, addresses, phone numbers, DoBs, children's names, educational background, employment status, etc -- at least not to me. Unfortunately, most of America has no idea how any of this shit works so they simply assume, "oh company xyz was hacked? There's nothing they could do."
 
I recommend Serve by American Express.

serve. com

All of the chargeback benefits of American Express in a prepaid card. They'll even give you $25 for your first $25 deposit.

As a consumer American Express is an excellent company to dispute chargebacks, since they always side with the consumer.

As a merchant, Fuck American Express since they side with the consumer. We never take American Express at any of my companies and have a standing war against them.

As a partner in a wholesale bank, fuck AmEx, but they do have a flat rate, without all the hidden fees Visa and Mastercard plays.

Nature of the game, depends on which side of the fence you are at the moment.
 
what he said above....pretty much all sensitive databases are for sale on the open market...of course you need to be an actual criminal to use them so...be safe in the knowledge that most hardcore criminals haven't actually moved to online yet

Well....not necessarily true.:laughing-smiley-007
 
As a consumer American Express is an excellent company to dispute chargebacks, since they always side with the consumer.

As a merchant, Fuck American Express since they side with the consumer. We never take American Express at any of my companies and have a standing war against them.

+1'd