Private Health Insurance Plans - Feel Free To Spam Me

FlatLine said:
Maybe it's different in Ontario but Quebec is a mess.
Click to expand...

Ahh, Quebec... I thought you said Canada. :338:

I kid, I kid.

Seriously, I'm a dual citizen and I've had care on both sides of the border. There's really very little difference IMO. Sure, there are waits for certain things in Ontario, and some people who can afford it choose to seek care in the U.S., but you can't really judge an entire system on anecdotes.

Life expectancy is higher in Canada, infant mortality is lower, obesity rates are lower, everyone is covered, and all for significantly less money per capita than is spent in the U.S. Something seems to be working.

I'm lucky that I can afford good insurance in the U.S., but it does seem crazy to me that as rich as we are, we have 40 million people uninsured and people filing bankruptcy because they get sick.

Still, I'm not advocating for a public system in the states. The government is 100x too big already and "more bureaucrats" isn't the solution to anything IMO.

I don't know how to fix the system... I just hustle shit on the Internet, so its not my area of expertise. I just dislike it when everyone bashes the Canadian system based on a few anecdotes. No system is perfect, and there are just as many horror stories south of the border.

Apologies to the OP for the hijack. I'll shut up now.
 


I have insurance for the "catastrophic" events. This basically covers emergency room visits and god forbid I come down with a terminal illness. Otherwise I pay cash at the Doctor. I always get out for half of what they would charge the insurance company.

Last time I went to the doctor they said it'd be $120, I said I'm paying cash, they said $60 then. The doctor only has to charge $120 because he has a staff of 8 employees to deal with the insurance companies, with me he pockets the $60, for his 30 minutes of work and that's the end of it. I do the same with dentists.

Doctors are usually people with a heart too, if they know ahead of time you're not insured they will work with you. They have to charge you something though, they have 8-10 years of school to pay off and a family to feed just like the rest of us.
 
PurpleMafia said:
Life expectancy is higher in Canada, infant mortality is lower, obesity rates are lower, everyone is covered, and all for significantly less money per capita than is spent in the U.S. Something seems to be working.
Click to expand...

That has nothing to do with universal health care, and everything to do with the mentality of the people.
 
self employed health insurance sucks, and really ends up covering nothing in the long run. Have used BCBS and Mega, and unless you are shot or run over by a car, it covers nothing.

Then again, big city insurance and doctors always cost a hell of a lot more as well.
 
For some relevence...

Our company has full family paid health insurance - it's a great way to improve employee loyalty.

That said there are 17 of us in the company. 3 owners (me being one) and 14 employees.

Of those 9 take the health insurance.

Our bill for 2008 was just under $100,000.
 
As someone who spent 20 years in Canada and had to go to the hospital a few times, I would NEVER live somewhere without universal healthcare.

Those of you using the "you can never get a specialist" and "you'll die in the waiting room" arguments are just plain wrong. I've never waited more than 15 minutes in the emergency room, even when I only broke my ankle and could have easily waited while people with heart attacks were let in ahead of me.

Besides, with universal healthcare, EVERYBODY gets health coverage. Not just those who make over $xxxx dollars a month and can afford insurance.
 
You must log in or register to reply here.
Top Bottom