For sure haters in this thread. Most of you ass clowns I know for a fact have ZERO experience about real estate because you either still:
1. Live in your mom's basement
2. Live in a dorm
3. Didn't know what you were doing with RE to begin with and got fucked and now sing praises of living in an apartment/RV/condo b/c you didn't understand shit anyways.
4. Living with someone else, like a GF or friend.
Also, I ain't hating on the OP, but what the fuck on the below?
So I get up $325k to reno my house and the stupid contractor revises the quotes to $425k. It's day 4 since getting this shoved in my face and I'm still pissed.
First of all, get use to this. This happens all day every day in every industry. Not sure why you mad, this is common in everything in life and business.
So another six months of working really hard to dig up $75k which will go to some contractor but not that one.
If you having to work really hard ( congrats on that for not being lazy ) for 6 months to "dig up" 75k, then you did this whole bid wrong bro. I am not trying to slam you, but if your spending $325k on your home, and have to sweat some small details like an extra $75k, then you spent way too much on the reno. I know you in Vancouver and such, but it sound like with the money you had on hand/available, you should have just only fixed your roof and left it at that. Dump the other reno's for now and piece them out bro. Fix the roof only and save your money.
My stupid roof on my house is leaking so I can't put off renos forever.
Why does your home need so many reno to begin with? Was this a fixer upper you bought and now its too much, or is this a house you have neglected for years and years? Either way, something seems a bit off.
And I'm thinking when I was 23 and living in a flophouse with 6 other people of which 4 were drunks, with no money for food, life was a helluva easier. And MUCH simpler.
Ignorance is bliss for sure. When we don't know about money, life is simpler.
Jeepers, and I HAVE TO DO MORE TAX WORK AGAIN. Just did my corporate and now I have to calculate my t4s and then it's my personal tax.
You need to get a system in place where you spend very little time on this. If you can afford $325k on renos ( even though $75k is stressing you out ) then you should have enough to pay a full service CPA and tax attorney to do EVERYTHING for you and have this shit done for a small monthly fee. Get on this.
Pile on you bastards, pile on.
You knew we would, so here it is.
As far as everyone else.. When you do homeownership right and you know what you doing, you wouldn't be talking about how stupid it is. My home was $300k and I havent put a dime into for 3 years now and everything in it is running solid. Shit happens though, weither you have a $50k dump home, a $500k home, a condo, or your moms basement.. shit happens. What you haters gonna do when your RV breaks down, your moms basement floods, or your neighbor's apartment/condo catches on fire and burns your shit to the ground with it?
They make this shit that call insurance. Pay it and be fine. Again, if your doing it right it isn't bad thing. While you live in your apartment for 3 years paying more then most mortgages, you don't get shit back out of it when you leave. I least I get some/breakeven/more on mine. Also, I dont buy shitty homes to begin with.
Sorry bros, I ain't having a landlord come in my personal space anytime they want or dealing with noisy ass clown neighbors that could burn the whole fucking place down with no fault of my own, living in a damp basement, or having my RV get stolen/have to clean the shitter every few days.
