So... I'm halfway there... But...

[Phre0nBurn]

I'm approaching the proverbial top of the hill here, about to see over...

In other words, I have learned a lot of shit in the past year, and now I have a few things I'm working on that seem promising, especially to someone not used to having money.

But here is the problem, something most of you have surely faced...

Once you start rolling in enough money to support yourself, what do you do while you wait to get paid out?

I'll spill my beans here...
1st of the month - $450 rent
6th of the month - $98 phone bill
16th of the month - $300 car payment

Plus food, gas, etc. I've had my car for 3 months, and I don't even have a plate on it :x haha

But those are my only recurring bills, and I BARELY make them (usually a day or two late on each one).

I pay one, and then boom, start working to get the money for the next, pay it, and boom, work towards the next, and it never ends, because I never have money left over. I don't have money for food most of the time, let alone to relax and know my bills are covered.

So, yea, I struggle. I took up writing as a member here suggested it to me, and it has helped me keep the bills paid, but it is chump change. On top of that, it is a lot of work, and involves a lot of time and dedication.

The methods I am working on also require a lot of time, dedication, testing, and fine tuning.

I can only do one.

I would have to say, if I averaged it out, I get maybe 4.5-5 hours of sleep per night. This is taking its toll.

I haven't been out of the house in over a month. I wake up, and head straight to the computer, and stay here until 6am (when im posting this) and I hit the sack for a few hours, then do it again.

I simply can't physically squeeze more time out of each day for both methods.

If I quit writing, I lose everything because I can't pay my bills.

If I don't, I continue writing and writing and writing and I never get anywhere.

What should I do? Or... What would you do?

Please don't say "Go get a 9-5"... Not because it isn't a responsible idea at times, but I have my own reasons for not doing the regular grind thing, and it gets old explaining it, but just trust that it really isn't an option.

And yes and no, this problem is both new and old. I did have a physical business that was perfect, as I only had to go out and work a few days a month to pay all my bills and then some, but the economy took a shit, sales became null, and I went under real fast.

I wish there was a network that would pay out weekly via PayPal... I mean, what the fuck... I'd even take a 15% hit on my revenue for that option!

So, any ideas on how to dig myself out of this mess I created? haha

I'm sure I am capable of doing more than just writing, but I don't know what...

I've thought about spamming craigslist offering services that I can handle to small businesses, which could make some good quick money, and then leave me with more time to expand my current ideas and make them a reality, but fuck, I can't even afford AdsOnCraigs, and posting 40-50 ads a day by hand just sucks!


Anyways, I'd like to know what you would do or what you have done to deal with the transition from steady pay, to zero pay for a month and a half but more than fulltime work.

Also, any ideas on anything I can do aside from writing would be handy.

Idk what I'm really asking for, I just can't sleep and this is bugging the fuck out of me. Are there ANY networks out there that pay daily or weekly?

I'm gonna get back to the articles I have in front of me (sorry guys, they'll be done soon!!! lol), but man, I need a way to ease myself out of this grind.

 

[glowleaf]

I understand you completely, because I've been there too. I have already written down something that replies to your thread, so here it is Cashflow for Dummies

I really hope it helps. But my main advice is to kill/rape/maim the dog and the roommate in no particular order.

 

[Phre0nBurn]

hahaha
Oh, trust me... As soon as I can get my head above water again, I'll be in my own place again.

I used to have a cadillac and a brand new 3 bedroom house in a gated community. my neighbor was a doctor and the dude across the street was a cop.

Now I rent a room and share a house with 2 middle aged men and a shitty dog.

haha

I'll go check that out
Thanks man

 

[radarig]

Is it feasible to dump the car, or are you stuck in a lease or something? Paying a third or more of your income on something you can't even afford to put gas in or get the tags for is a little crazy to me, especially since you work out of your house.

 

[vinny lingo]

Yeah, I would definitely get rid of the car, if you can. I know cheap cars are hard to come by in that area, as I just moved away from that part of the country (Mohave County, specifically). But since you're not really leaving the house anyway at this point... you're paying all that moolah for what amounts to a driveway ornament.

 

[omgyams]

hahaha
I used to have a cadillac and a brand new 3 bedroom house in a gated community. my neighbor was a doctor and the dude across the street was a cop.

Now I rent a room and share a house with 2 middle aged men and a shitty dog.

what changed your life so much?

 

[DBWebDev]

Have you considered some kind of credit option? Let's face it, you're already doing more than most people online and banking some cash, it won't be long before things take off surely. A quick credit card might sort you out for a bit perhaps?

 

[radarig]

Have you considered some kind of credit option? Let's face it, you're already doing more than most people online and banking some cash, it won't be long before things take off surely. A quick credit card might sort you out for a bit perhaps?

You should NOT take out credit to "get you by" if you're basically making minimum wage.

 

[JAY11]

Short term fix...
You can call the lender of your car company to get a 30 day or 60 day deferred payment...Essentially, you'll get a pass on your car pmt =$600 for two months. The payments just get pushed to the back of your loan thus giving you an additional $600 cash flow. Just don't go blow it on beer and hookers-

 

[zany zoroaster]

Phre0n - you've got some serious financial education problems, and you go looking for a network that pays weekly instead of treating the root cause. You had the money to be living in a gated community, but you didn't put any money away towards savings to avoid this situation you're in. My advice is to get the book "Rich Dad, Poor Dad" (this'll take care of the underlying cause of your problems), and get a part time or weekend job if you don't want a full time one (this will give you some breathing room to stop worrying about the next bill and to work on your long term projects).

Having said that, as far as I understand, affiliate networks have a lot of leeway in the timing of their payments to affiliates, and affiliates who perform can get payment earlier. You should contact a few of the people on WF who own networks, and ask politely if they'd offer you quicker payouts - they probably recognize you from your posts, and will be more open to speeding up your payments than they would for someone who's an unknown.

 

[ArtDeco]

ZZ is right, but if you are really sure there is money owed to you and you have no credit look into a title pawn on the car to hold you a week or two. Danger - You risk losing your car, that's how those places make money.

 

[chedelic]

I thought this was an Affiliate Marketing forum. So, why not try that?

But seriously, I helped a friend who knew nothing about the industry get up to $100/day net overnight just with Facebook Ads>Dating. At say ~100% ROI we're talking $200/day revenue, and you can easily get onto weekly wires with some of the top networks with those numbers.

 

[ROIShareTeam]

Hydranetwork can pay you weekly if you make at least $500 a week.

 

[Bofu2U]

Hydranetwork can pay you weekly if you make at least $500 a week.

via paypal?

 

[Phre0nBurn]

Is it feasible to dump the car, or are you stuck in a lease or something? Paying a third or more of your income on something you can't even afford to put gas in or get the tags for is a little crazy to me, especially since you work out of your house.

Yeah, I would definitely get rid of the car, if you can. I know cheap cars are hard to come by in that area, as I just moved away from that part of the country (Mohave County, specifically). But since you're not really leaving the house anyway at this point... you're paying all that moolah for what amounts to a driveway ornament.

No way I could ever live without a car! When I don't do anything, I still manage a good 200 miles a week. I drive A LOT usually, but lately I've just been working. $300 a month isn't bad for a financed vehicle, and I have no money to buy something flat out (why I chose payments).

I would seriously rather chop a toe off than not have a car. If shit hits the fan as it has before, a car is my fallback. Even if I lose everything, I can still sleep in my car and get from place to place. So no way.

what changed your life so much?

Which time? Honestly, My life has been a mess for a few years now... It's a long drawn out story, and although most people actually enjoy the story, I don't have 2 days to type it, and you all don't have the time to listen. But in this particular situation...
Saved up money. Got the car, house, started my business.
Business started picking up quite quickly, and I pushed it hard.
Roommates both decided to fuck me over at the same time, and that really killed me.
Got a title loan, and used the rest of my cash, just to hang on to the house, but with utilities and rent and everything else, I was still behind, and I eventually lost the house.
Met a girl, she begged me to come live with her. So, of course, I did.
Got back on my feet, got my business to be even better, started coming around here more.
Car blew up. Traded it for a Civic. Broke up with the chick. Used what money I had to keep myself afloat while I looked for another place and shit. It ran out quickly. Found a place to stay, had a customer cancel an order. PayPal refunded the money without a car, and it overdrew me a few hundred bucks. Lost my PayPal account, so lost my means of bringing in money.
Didnt pay my phone bill because I had no money, then lost ALL my business.
Civic blew up. Lost the website, business gone forever.
Sold the civic, bought something illegal and resold to triple my money.
Used the money to get this car and this place, and here I am now.

Its a ramble, but it about sums it up.

Have you considered some kind of credit option? Let's face it, you're already doing more than most people online and banking some cash, it won't be long before things take off surely. A quick credit card might sort you out for a bit perhaps?

I have no credit. I never have... I have probably 2 dozen ER visits on my credit because of no health insurance. That, and tickets, and my old cell phone and all my old utilities from the house I lost, and the house...
= TERRIBLE credit situation.

Short term fix...
You can call the lender of your car company to get a 30 day or 60 day deferred payment...Essentially, you'll get a pass on your car pmt =$600 for two months. The payments just get pushed to the back of your loan thus giving you an additional $600 cash flow. Just don't go blow it on beer and hookers-

Car is private. I found a girl and she is allowing me to make payments to her. She owned the car outright. She transferred title and listed herself as a leinholder.

Phre0n - you've got some serious financial education problems, and you go looking for a network that pays weekly instead of treating the root cause. You had the money to be living in a gated community, but you didn't put any money away towards savings to avoid this situation you're in. My advice is to get the book "Rich Dad, Poor Dad" (this'll take care of the underlying cause of your problems), and get a part time or weekend job if you don't want a full time one (this will give you some breathing room to stop worrying about the next bill and to work on your long term projects).

Having said that, as far as I understand, affiliate networks have a lot of leeway in the timing of their payments to affiliates, and affiliates who perform can get payment earlier. You should contact a few of the people on WF who own networks, and ask politely if they'd offer you quicker payouts - they probably recognize you from your posts, and will be more open to speeding up your payments than they would for someone who's an unknown.

I totally agree with you. Money has never been a strong point of mine, and neither has financial responsibility. My family is poor, I was raised poor, and I never had anyone to teach me anything about money besides "just get a job and thats life". I actually have that book, but I haven't read it yet. I guess I should actually get into that one

As for the job, I guess I'll just say it... I'm a Felon, and I have visible tattoos (hands, neck)... None of em are bad, but they are ink, and most people frown on that. I basically fucked myself over when I was younger, and now I have to learn the hard way I am cool with it, and I own up to it fully... Just trying to get a bit of advice from others, because it's the best way to learn.

And for the payments, I am actually going to do just that! (And if any of you aff network owners are reading this, you should really consider a quicker payout lol)

ZZ is right, but if you are really sure there is money owed to you and you have no credit look into a title pawn on the car to hold you a week or two. Danger - You risk losing your car, that's how those places make money.

Been there, done the title loan thing. I borrowed $1800... Paid over $4000 in 6 months to get my title back. Fuck that. Never again! lol

I thought this was an Affiliate Marketing forum. So, why not try that?

But seriously, I helped a friend who knew nothing about the industry get up to $100/day net overnight just with Facebook Ads>Dating. At say ~100% ROI we're talking $200/day revenue, and you can easily get onto weekly wires with some of the top networks with those numbers.

I am! I just hate that looooong wait until I get paid out, thus why my OP was asking about networks that just pay sooner.

Hydranetwork can pay you weekly if you make at least $500 a week.

Do you know how long you have to rake in that kinda dough for until they allow it though? Some places you have to CONSISTENTLY hit $500 a week.

I made $30 tonight? hahaha... I'm workin on it

/longest post in WF history?

 

[chedelic]

Do you know how long you have to rake in that kinda dough for until they allow it though? Some places you have to CONSISTENTLY hit $500 a week.

I made $30 tonight? hahaha... I'm workin on it

/longest post in WF history?

Ads4Dough is good there, they put me on weeklies straight away.

 

[hyperion]

move to thailand... transport anywhere in bangkok averages out to 3 bucks... you can get a decent place for 200 - 300 dollars a month (thats with electricity, water, internet), food can cost less than a dollar per meal, the ladyboys are hot...

if you got a college degree in anything you can get a job anywhere here... mhmm

easy ass life

 

[Phre0nBurn]

Ads4Dough is good there, they put me on weeklies straight away.

I was actually aiming for A4D because I like their site, and Smax runs it, but I was having a huge issue with links not working and I needed to roll out a few tests so I went with Azoogle until I can figure something out.

move to thailand... transport anywhere in bangkok averages out to 3 bucks... you can get a decent place for 200 - 300 dollars a month (thats with electricity, water, internet), food can cost less than a dollar per meal, the ladyboys are hot...

if you got a college degree in anything you can get a job anywhere here... mhmm

easy ass life

Ok, you're just insane.
lol

 

[Phre0nBurn]

Azoogle... Since like 5pm today... so maybe 5-6 hours...
MTD Revenue: $57.00 MTD Total Clicks: 18
I think im finally getting how this works... And no, I didn't spend a single penny on advertising.

So what Im trying to say is, wtf else can I do to get me some good cash for the next month or two? I was thinking about spamming craigslist user emails offering small biz services... Anyone have a copy of adsoncraigs?
lol

 

[snavr]

"Sold the civic, bought something illegal and resold to triple my money."

Dude, you answered your own question.