Stay FAR Away from SuperPages/Idearc Media/YellowPages.com
- Thread starter xmcp123
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Don't confuse people on here with regular people. Call our work? What work? Most people on here aren't exactly your work-for-35K-a-year type people with no connections. I can get the same information about the people contacting me as they can of me.
Don't get me wrong - they have determination and harassment is basically their full time job. I wouldn't mind snagging a redbull and calling his house/cell phone at 3-6AM every night as well. From a temp number, of course.
9. Illegally inform a third party about your alleged debt
Unless you have expressly given permision, collectors are not allowed to inform anyone about your debt except:
- your attorney
- the creditor
- the creditor's attorney
- a credit reporting agency
- your spouse
- your parent (if you are a minor)
If you do decide to fight it, the very first thing you should do is send a letter to both the collection agency and SuperPages.
Send it certified with return receipt and explain to them that you have not received any written correspondence from them detailing the amount they are trying to collect.
Give them a current, valid address to contact you at and let them know that any other address they have is invalid.
Then, tell them that you dispute the facts of and the amount of the debt.
Legally, if you dispute the debt, the collection agency has to go back to the original company and get proof of the debt and then provide you with a copy of that proof.
It varies from state to state, but in some states you can only dispute the debt for 30 days after they send you a written notice, which is why you want to stress in your letter that they have called you but they haven't provided anything in writing.
You may also have some luck by adding a clause that says something along the lines of "This debt is invalid. If you believe otherwise, please respond within 30 days with complete documentation and justification for the debt. If you fail to respond within 30 days, you are hereby agreeing that the debt is invalid and the matter has been settled". They'll probably laught it off, but a clause like that saved me once.
I'm not a lawyer, but long ago I switched from Nextel to Sprint, before the two merged. It was right after number porting began and Nextel really f'ed up the whole process. They never contacted me themselves but a year later, I received a demand letter from a collection agency for a couple of hundred dollars. I sent a letter in response to Nextel and the collection agency, basically saying wtf and asking for proof of the debt. I didn't hear anything back, but I did get another collection letter. That's when I responded and pointed out that they hadn't sent me any proof of the debt and included the "if you don't respond within 30 days with proof" clause I mentioned above. I never heard from Netel or that collection agency.
Over the years, Nextel sold the debt to three different collection agencies. The last one did finally put it on my credit report, so I disputed it with all 3 of the credit reporting agencies and included a copy of my original "if you don't respond within 30 days with proof" letter and told the credit reporting agencies that, through that letter, I had settled the debt with Nextel years before.
I was kinda surprised, but it actually worked. All 3 agencies removed the item from my report, and I never heard about it again.
Oh, and at this point, if the collection agency is one of the sleezier agencies, they may still put it on your credit report, even if you pay. They can put it on your report, then immediately mark it as paid and it'll do some damage. Not as much as an unpaid collection item, but it still hurts, and it's completely legal.
It comes down to how pissed off you are and how much they're going after - is it worth it (the prinicple of the issue + the actual cash) to spend your time on it? I started to wonder after the 3rd collection agency contacted me about my deal with Nextel (which, by the way, no one was ever able to tell me wtf that was even about, since I had paid my account in full after the port/cancellation and I was out of contract) if I would have just been better off paying the first agency that contacted me. In the end, though, I was glad that I didn't, since it just would've pissed me off even more.
If you are going to fight it, keep copies of everything and send everything certified with return receipt. You never know when you might need it a year or two later, unfortunately. Oh, and if you are going to fight it, PM me and I'll send you the full text of the letters I used in my fight if you're interested.
Oh, and I agree with what LotsofZeroes said - read up on the Fair Debt Collection Practices act as well as any debt collection agency regulations your state has. There's a lot of laws regulating debt collection these days and chances are, that agency has already broken at least one of them.
Send it certified with return receipt and explain to them that you have not received any written correspondence from them detailing the amount they are trying to collect.
Give them a current, valid address to contact you at and let them know that any other address they have is invalid.
Then, tell them that you dispute the facts of and the amount of the debt.
Legally, if you dispute the debt, the collection agency has to go back to the original company and get proof of the debt and then provide you with a copy of that proof.
It varies from state to state, but in some states you can only dispute the debt for 30 days after they send you a written notice, which is why you want to stress in your letter that they have called you but they haven't provided anything in writing.
You may also have some luck by adding a clause that says something along the lines of "This debt is invalid. If you believe otherwise, please respond within 30 days with complete documentation and justification for the debt. If you fail to respond within 30 days, you are hereby agreeing that the debt is invalid and the matter has been settled". They'll probably laught it off, but a clause like that saved me once.
I'm not a lawyer, but long ago I switched from Nextel to Sprint, before the two merged. It was right after number porting began and Nextel really f'ed up the whole process. They never contacted me themselves but a year later, I received a demand letter from a collection agency for a couple of hundred dollars. I sent a letter in response to Nextel and the collection agency, basically saying wtf and asking for proof of the debt. I didn't hear anything back, but I did get another collection letter. That's when I responded and pointed out that they hadn't sent me any proof of the debt and included the "if you don't respond within 30 days with proof" clause I mentioned above. I never heard from Netel or that collection agency.
Over the years, Nextel sold the debt to three different collection agencies. The last one did finally put it on my credit report, so I disputed it with all 3 of the credit reporting agencies and included a copy of my original "if you don't respond within 30 days with proof" letter and told the credit reporting agencies that, through that letter, I had settled the debt with Nextel years before.
I was kinda surprised, but it actually worked. All 3 agencies removed the item from my report, and I never heard about it again.
Oh, and at this point, if the collection agency is one of the sleezier agencies, they may still put it on your credit report, even if you pay. They can put it on your report, then immediately mark it as paid and it'll do some damage. Not as much as an unpaid collection item, but it still hurts, and it's completely legal.
It comes down to how pissed off you are and how much they're going after - is it worth it (the prinicple of the issue + the actual cash) to spend your time on it? I started to wonder after the 3rd collection agency contacted me about my deal with Nextel (which, by the way, no one was ever able to tell me wtf that was even about, since I had paid my account in full after the port/cancellation and I was out of contract) if I would have just been better off paying the first agency that contacted me. In the end, though, I was glad that I didn't, since it just would've pissed me off even more.
If you are going to fight it, keep copies of everything and send everything certified with return receipt. You never know when you might need it a year or two later, unfortunately. Oh, and if you are going to fight it, PM me and I'll send you the full text of the letters I used in my fight if you're interested.
Oh, and I agree with what LotsofZeroes said - read up on the Fair Debt Collection Practices act as well as any debt collection agency regulations your state has. There's a lot of laws regulating debt collection these days and chances are, that agency has already broken at least one of them.
@tainted
Rolling over and playing dead to these people, is why they prey on the weak. Typically the people they are talking to don't understand the law or their rights, so they can get away with it. Taking it in the ass is exactly what they expect you to do.
Rolling over and playing dead to these people, is why they prey on the weak. Typically the people they are talking to don't understand the law or their rights, so they can get away with it. Taking it in the ass is exactly what they expect you to do.
And I don't think you heard me. They don't give a fuck about Federal Law. You want to sue them? Go ahead. Be the man, stand up against the tyranny. Props to you. Me? I got bigger fish to fry. The fuck I care about the $1000 I give them when I make that back in a day.
Do what I do... throw the letter away, write a few negative reviews online, and forget about it.
/you'd be surprised how many times companies offered me cash/settlements to take down bad reviews.
/you'd be surprised how many times companies offered me cash/settlements to take down bad reviews.
Since Super Pages has already passed this off to the thugs no reason to send Super Pages a letter.
Technically they can get away with not sending it as long as their company has standard practices of sending them out. They are also not required to have proof that the letter was ever mailed or delivered.
Although technically your right, doesn't mean their going to do it (which will allow you to sue). If their real scum buckets they may still keep trying to collect.
You have the 30 day right to dispute in all states as it's a federal law.
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The first thing you should do is try to make them prove your debt, stop the phone calls and make them communicate only by mail.
Here's the sample letter I have used in the past when contacted by CA's (collection agencies): Sample Leter 9 - Request to a collection agency to validate a debt
This is all you have to do right now. You could possibly stop the phone calls by actually telling the collection agent that you are disputing the debt and would like to only communicate by mail. This might not work, so tape record it and use it as evidence later if you have to take legal action.
Get that out in the mail ASAP with confirmation and return receipt. Sit back and wait.
If you need more help feel free to PM me.
Vikas Kapoor, President & CEO
Randy Christofferson, Chairman of the Board
Norman Merritt, CFO
ALLIED INTERSTATE, INC.(BAD REPUTATION!)
Jeff Swedberg, President
Jim Pond, Senior Vice President
55 N. Arizona Place, #505
Chandler, AZ 85225
Phone: (480) 722-7810
Fax: (480) 782-7001
5062 N 19th Ave Ste 102
Phoenix, AZ 85015-3225
Phone: (602) 841-4332
Fax: (602) 841-7388
31229 Cedar Valley Dr
Westlake Village, CA 91362-4036
Phone: (818) 575-5400
3111 S Dixie Hwy Ste 101
West Palm Beach, FL 33405-1520
Phone: (561) 671-2121
Fax: (561) 671-2165
340 Interstate North Pkwy SE
Ste 140
Atlanta, GA 30339-2201
Phone: (770) 989-5700
Fax: (770) 989-5724
7103 Chancellor Dr., Suite 100
Cedar Falls, IA 50613
Phone: (561) 671-2152
Fax: (561) 671-2165
5910 Shingle Creek Pkwy.
Brooklyn Cntr, MN 55430-2322
Phone: (763) 503-6595
Fax: (763) 585-7881
435 Ford Rd Ste 800
Minneapolis, MN 55426-1066
Phone: (952) 546-6600
Fax: (952) 595-2311
13777 Ballantyne Corporate Pl
Ste 200
Ballantyne Corporate Pk.
Charlotte, NC 28277-3425
Phone: (704) 943-1000
Fax: (704) 943-1053
3200 Northline Ave Ste 135
Greensboro, NC 27408-7616
Phone: (336) 333-3100
Fax: (336) 373-4442
15 Hazelwood Dr., Suite 102
Amherst, NY 14228
Phone: (716) 691-1320
Fax: (716) 691-3534
1979 Marcus Ave Ste 100
New Hyde Park, NY 11042-1002
Phone: (516) 437-0800
Fax: (516) 437-6121
3070 Lawson Blvd
Oceanside, NY 11572-2711
Phone: (516) 561-6552
Fax: (516) 561-6548
3000 Corporate Exchange Dr.
Columbus, OH 43231
Phone: (614) 901-7988
Fax: (614) 901-7794
12655 N Central Expy, Suite 925
Dallas, TX 75243-1700
Phone: (972) 934-8448
Fax: (972) 404-1611
14550 Torrey Chase, Suite 550
Houston, TX 77014
Phone: (281) 580-2000
Fax: (281) 580-0396
Randy Christofferson, Chairman of the Board
Norman Merritt, CFO
ALLIED INTERSTATE, INC.(BAD REPUTATION!)
Jeff Swedberg, President
Jim Pond, Senior Vice President
55 N. Arizona Place, #505
Chandler, AZ 85225
Phone: (480) 722-7810
Fax: (480) 782-7001
5062 N 19th Ave Ste 102
Phoenix, AZ 85015-3225
Phone: (602) 841-4332
Fax: (602) 841-7388
31229 Cedar Valley Dr
Westlake Village, CA 91362-4036
Phone: (818) 575-5400
3111 S Dixie Hwy Ste 101
West Palm Beach, FL 33405-1520
Phone: (561) 671-2121
Fax: (561) 671-2165
340 Interstate North Pkwy SE
Ste 140
Atlanta, GA 30339-2201
Phone: (770) 989-5700
Fax: (770) 989-5724
7103 Chancellor Dr., Suite 100
Cedar Falls, IA 50613
Phone: (561) 671-2152
Fax: (561) 671-2165
5910 Shingle Creek Pkwy.
Brooklyn Cntr, MN 55430-2322
Phone: (763) 503-6595
Fax: (763) 585-7881
435 Ford Rd Ste 800
Minneapolis, MN 55426-1066
Phone: (952) 546-6600
Fax: (952) 595-2311
13777 Ballantyne Corporate Pl
Ste 200
Ballantyne Corporate Pk.
Charlotte, NC 28277-3425
Phone: (704) 943-1000
Fax: (704) 943-1053
3200 Northline Ave Ste 135
Greensboro, NC 27408-7616
Phone: (336) 333-3100
Fax: (336) 373-4442
15 Hazelwood Dr., Suite 102
Amherst, NY 14228
Phone: (716) 691-1320
Fax: (716) 691-3534
1979 Marcus Ave Ste 100
New Hyde Park, NY 11042-1002
Phone: (516) 437-0800
Fax: (516) 437-6121
3070 Lawson Blvd
Oceanside, NY 11572-2711
Phone: (516) 561-6552
Fax: (516) 561-6548
3000 Corporate Exchange Dr.
Columbus, OH 43231
Phone: (614) 901-7988
Fax: (614) 901-7794
12655 N Central Expy, Suite 925
Dallas, TX 75243-1700
Phone: (972) 934-8448
Fax: (972) 404-1611
14550 Torrey Chase, Suite 550
Houston, TX 77014
Phone: (281) 580-2000
Fax: (281) 580-0396
Goldmine bitches nearly everything you want to know about these bastards:
Bud Hibbs Helps America Hold Debt Collectors to the Law!
Bud Hibbs Helps America Hold Debt Collectors to the Law!
great fuckin idea....i won with Wells Fargo stealing a few grand from me by twittering it. Ask bofu
"This company is a class action lawsuit waiting to happen. Sloppy record keeping, failure to validate at every level, under-trained, uneducated collectors SEVERELY lacking in Fair Debt Collection Practices Act training. "
completely agree that these fucks are a huge scam. Doesn't matter which company (yellow pages, book, brick of shit), this is how they make their money.
I'm down to cause a social media shit storm if you are SlightyShady.
Anyways, I posted my story before, but basically they were going to take me to court (they skipped the collections part) for $1600 plus, and we just settled for $900 to get them off my case.
Imagine the worst rebill you can think of and their whole operation is 50 times worse.
I'm down to cause a social media shit storm if you are SlightyShady.
Anyways, I posted my story before, but basically they were going to take me to court (they skipped the collections part) for $1600 plus, and we just settled for $900 to get them off my case.
Imagine the worst rebill you can think of and their whole operation is 50 times worse.
Ah holy crap. Thanks for the information everyone.
Got a guy on twitter who works at Idearc helping me who seems like a cool guy.
We'll see where it goes
Got a guy on twitter who works at Idearc helping me who seems like a cool guy.
We'll see where it goes
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