Can someone explain this Obamacare shit to me?

potentialeight

potentialeight

Expert Gambling Writer
Oct 30, 2010
2,201
41
0
NC
www.potentialeight.com
Can someone explain this Obamacare bullshit to me? I have no fucking idea what's going on, and I can't find anything that explains this shit in any amount of reasonable detail.

I'm self-employed in my late 20s with no kids, no spouse and no health insurance. My impression is that I'm going to have to start paying somebody something over this shit. I haven't been to a doctor in several years, and I'm pretty pissed off about this crock of shit even if I end up benefiting personally somehow from whatever subsidized bullshit I end up getting because I'm in peasant mode.

Some ass and titties for your consideration (goddamn the last one got me):

AXOS0SA.jpg

GtT5ccG.jpg

BUfEVuG.jpg

b5Ilaik.jpg

HcawPls.jpg

goILFl1.jpg
 


Yup, you'll have to start paying, though the first year or so it'll be much cheaper to just pay a tax penalty instead of getting health insurance. It's my understanding that year two, three, four, etc.. the penalties are very close to the amount you'd pay for the health ins. premium anyhow.
 
Also all employers are required to notify their employees (full time or part time) by October 1st (today) about Obamacare in writing and about how they can purchase healthcare here.
 
Obamacare is never going to be implemented. Nobody (politicians) wants this thing actually going on their watch. They (politicians) know it's a giant piece of shit. What will likely happen is they (politicians) will attempt to drop it on the next administration at which point it will be defunded.
 
What if you get your insurance through work? Do you still have to "pay-in" to the program somehow?
 
It is the first time the government has ever mandated you purchase something.

Obamacare is essentially a new tax.

Obama wants healthcare to be a right of everyone in America. The first country to make healthcare a constitutional right was the soviet union in 1918. lawl.

I was talking to my dentist about it last week. He knows a doctor who is retiring if it goes through and another that is going to change careers.

Obamacare is like fighting an oil fire with oil. Through extensive regulation the government has caused healthcare to become unaffordable for many. Now we're trying to get government to make it less expensive? It's just ridiculous.

It is basically a healthcare ponzi scheme. The strapping young men who make up the majority of this forum are going to pay hefty fees for healthcare even though our young families are healthy. The money we pay basically go to the poor old folks who like Princess cruises and new cadillacs.
 
It means I have to pay almost 2x a year now for the SAME coverage I already have :eek7:
 
The way I see the healthcare reform: The preexisting condition hellhole, individual mandate, and reduced premiums all go hand-in-hand. The system works better when we help each other out, which of course is not a very popular opinion on this forum.

For me personally, I'm 30, make enough to survive relatively comfortably in a San Diego beach city as an independent contractor, currently paying about $160 / month for a decent PPO. Under the reform I will pay about $80-$90 for the same coverage.
 
I would be paying about the same as I do now with a family of 4. What I a curious to find out is the difference in quality. I pay around $900 a month now, but half the shit I pay for is out of pocket. I constantly find myself arguing with my carrier.

From what I have gathered with Obamacare, it's just one big cluster fuck and does little to solve the underlying problems with healthcare in this country.
 
To the OP: You said you don't currently have health insurance. Maybe you're too young to understand this, but that's just like playing russian roulette. If you were to get into a serious car accident, you will be haunted by medical bills for probably the rest of your life. If you really are that poor, you can get the lowest level of insurance for cheap. I'm talking like $30 / month, plus a tax-credit. If you can't spot that for yourself, it might be time to re-evaluate your priorities. Plus you will not have the looming feeling of WTF would you do if anything were to happen to you.
 
BTW, I forgot to mention that my low priced catastrophic health insurance policy will be illegal come January 1. I got the notice from my health insurer last week. I think the rate on a new policy will be $1000 more a year. Right now, I pay $144/month.

I'm contemplating just canceling my insurance all together. Why not? Now that you can buy insurance after you get sick, I see no point in buying it beforehand unless it makes sense tax-wise. If we applied Obamacare to car insurance, you'd be able to get car insurance after an accident. And it would cover your pre-existing damage! This is complete and total idiocy!
 
Health ins. coverage used to cost about a day's wage for an entire year in the early 1900's. Doc's would sign annual contracts (called lodge practice) with fraternal societies and were paid on a retainer basis. Competition to receive these contracts was fierce, and eventually enough doctors got together and got politicians to introduce legislation that killed lodge practice.

The problem with healthcare today is government, as it always is. Like someone said above, this is adding fuel to the fire.
 
Instrumentalist said:
I pulled it from this. https://www.coveredca.com/shopandcompare/#calculator

It's entirely possible that the $30 is a California price for a single 25 year old, but I just figured it would be close to the rest of the USA.

If you use that tool be sure to put in your adjusted gross income.
Click to expand...

I don't think you're using the site correctly. I entered a peasantly income of only $40k, age 25, and with Huntington Beach as the zip code.

These are the CHEAPEST rates. Not even close to $30/month.

sm3cer.png
 
You must log in or register to reply here.
Top Bottom