Mastercard & Visa are Going to Start Banning VPN's

avatar33 said:
So what, there is always paypal, wire transfers, checks, etc... fuck VISA & MC.
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PayPal also blocked payments to many VPN providers - mainly ones targeting bittorrent users.

PayPal Bans BitTorrent VPN / Proxy Service | TorrentFreak

P.S. PayPal will ban your account if you get caught accessing it with a VPN. It disrupts their ability to track you.

Paypal terminated my Account because use of a VPN is against their terms and conditions | University of Wales, Newport: Information Security and Privacy
 


-joe- said:
Can always just buy a VPS to use as a proxy, I've done that to give an Indian VA access to a paypal account of mine before, never had any problems.
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If Paypal was a little more sophisticated, they would have seen right through that. Although they can't pinpoint that as a known VPN provider, the ip address is still a commercial ip and not a residential one. They can pinpoint that to a particular ISP and conclude that it's a web host and not a residential broadband provider.
 
bluechinagroup said:
Uh yeah okay. I voted with my feet and left the US a long time ago.
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Lol Why would you just give up on your country? Wasn't it worth fighting for? Sorry but that just doesn't make sense to me.

I just hate it when people spew speculative nonsense and then "prove" themselves right via confirmation bias.
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Here we go again. I suppose you found a post where I proved a point with .gov stats and now you're calling that confirmation bias. Or was it when I asked you to dig up the stats (because I'm not home) and that's my confirmation bias? If not, like I said point me to the post. Either way I don't need to explain my political views to someone who "voted with their feet" and ran away.

Let's take the Snowden matter for example. I believe Snowden because he's not spewing speculative nonsense. He's disclosing factual information and although it's unnerving to hear it, I'm not lashing out against him. I consider him a hero.

I also do believe that the US government through the CIA would not hesitate to murder a guy like Snowden, though now it's much harder for them to do that since Snowden is very outspoken and out of their reach.

I'd like to see more Snowdens exposing government lies, and less ignoramuses who stand on their soapbox telling us that everything is a conspiracy. Everything is not a conspiracy, but I agree that the government should not be trusted.
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What's your point?

What if that internet cafe terminal has a keylogger? It's a terrible example because ordering products from an internet cafe is just bad on so many levels.

Also credit card purchases are already encrypted so using a VPN in this example is redundant and may even give you a false sense of security since you won't consider the other ways your info can get stolen.

This doesn't really strengthen your argument.
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You're right there is never any gaps between secure pages and unsecured. What if they captured your password reset from your unencrypted email? Oh ya that's right smtp is so secure. Lol. Like I said i really don't know what the fraud stats vs prevention stats are. just dig up the stats I am happy to concede once my confirmation bias is satisfied. Btw you're speculation is no different than mine.

That is more about protecting privacy and sensitive corporate data from unauthorized third parties. It's not directly limiting fraud because you can still get phished.
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Nit pick some more. I guess stealing a million credit cards through a weak connection would be about privacy? Nope no fraud there.

Btw I'm done arguing with you.
 
dmnEPC said:
What if they captured your password reset is captured from your unencrypted email? Oh ya that's right smtp is so secure. Lol.
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A VPN won't protect you if a password is emailed in plaintext via smtp you chump. Maybe you should learn how the technology works before you make yourself look like a even bigger ignoramus. If you can't even get this shit right, why should anyone listen to your conspiracy nonsense?

As far as you accusing me of speculation, all my statements are derived from factual information. Like the fact that a VPN can not protect you if someone emails you your password via plaintext. Or the fact that buying anything from an Internet cafe won't protect you because you do not have full control of the terminal you're on and there might be a keylogger on there stealing your info.

If you want to hang back in the US, that's your business. But I decided to go move to a place that is more business friendly and is a tax haven. I'm interested in making money, not in sentimental bullshit like being a "true American patriot". There's no money in that.

To me it just sounds like an excuse you're making to yourself because you don't have the balls to move to a foreign land.
 
Rage9 said:
^^ From Hong Kong, just sayin. Commie asshole.
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http://www.heritage.org/index/country/hongkong

Economic Freedom of the World | Cato Institute

Cato Institute said:
Global economic freedom bounced back slightly in this year's report. After falling for two consecutive years following a long trend of increases, the average score rose from 6.79 in 2009 to 6.83 in 2010, the most recent year for which data is available. In this year's index, Hong Kong retains the highest rating for economic freedom, 8.90 out of 10 (down slightly from 9.01 last year). The rest of this year's top scores are Singapore, 8.69; New Zealand, 8.36; Switzerland, 8.24; Australia, 7.97; Canada, 7.97; Bahrain, 7.94; Mauritius, 7.90. Finland, 7.88; and Chile, 7.84. Bahrain and Finland are new to the top 10 — replacing, notably, the United Kingdom (fell to 12th) and the United States (a sizable drop to 18th).

The United States, long considered the standard bearer for economic freedom among large industrial nations, has experienced a substantial decline in economic freedom during the past decade. From 1980 to 2000, the United States was generally rated the third freest economy in the world, ranking behind only Hong Kong and Singapore. After increasing steadily during the period from 1980 to 2000, the chain linked EFW rating of the United States fell from 8.65 in 2000 to 8.21 in 2005 and 7.70 in 2010. The chain-linked ranking of the United States has fallen precipitously from second in 2000 to eighth in 2005 and 19th in 2010 (unadjusted ranking of 18th).

The rankings (and scores) of other large economies in this year's index are Japan, 20th (7.64); Germany, 31st (7.52); France, 47th (7.32); Italy, 83rd (6.77); Mexico, 91st, (6.66); Russia, 95th (6.56); Brazil, 105th (6.37); China, 107th (6.35); and India, 111th (6.26).
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From China, claims to be free. Cool story bro.
 
bluechinagroup said:
If Paypal was a little more sophisticated, they would have seen right through that. Although they can't pinpoint that as a known VPN provider, the ip address is still a commercial ip and not a residential one. They can pinpoint that to a particular ISP and conclude that it's a web host and not a residential broadband provider.
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They could do, but that would mean banning every web hosting business from using paypal for handling their payments, every person who accesses their paypal account at work...
 
Rage9 said:
1349912212_you_mad.jpg


From China, claims to be free. Cool story bro.
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What should I be mad over? Over the fact that you're displaying ignorance?

Say what you want, but HK people protest quite frequently in Hong Kong. Against China, and more recently against the US government in support of Snowden. HK people are allowed to protest unlike in China.

The US media has been painting Snowden as a villian. HK media have been portraying him as a hero. Also HK does have a free press. Chinese law doesn't apply to HK. HK can pass its own laws, have its own legal system, and have its own currency.

HK also has strong private property protections. For example there is no civil forfeiture here unlike the US.

HK also has low taxes. Income tax is capped at 16%. Non HK derived income is taxed at 0%. Dividend income is taxed at 0%. Capital gains is taxed at 0%. There is no estate tax.

HK can issue its own passports, and Hong Kong passports can travel visa free almost anywhere in the world.

In practice, I do enjoy more freedom here than I did in the United States. Maybe that'll change in the future, but the US is ahead of HK in that regard no matter how you slice it.
 
bluechinagroup said:
A VPN won't protect you if a password is emailed in plaintext via smtp you chump. Maybe you should learn how the technology works before you make yourself look like a even bigger ignoramus. If you can't even get this shit right, why should anyone listen to your conspiracy nonsense?
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So if I am using a VPN you can capture my traffic? Even my email? Clearly you're an expert. So why don't you explain the purpose of using a VPN?

As far as you accusing me of speculation, all my statements are derived from factual information. Like the fact that a VPN can not protect you if someone emails you your password via plaintext. Or the fact that buying anything from an Internet cafe won't protect you because you do not have full control of the terminal you're on and there might be a keylogger on there stealing your info.
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I think I finally figured out the breakdown in our communication. You assumed the user is on a foreign terminal; I assumed they were on their own personal device (that's what we do in America).
If you want to hang back in the US, that's your business. But I decided to go move to a place that is more business friendly and is a tax haven. I'm interested in making money, not in sentimental bullshit like being a "true American patriot". There's no money in that.

To me it just sounds like an excuse you're making to yourself because you don't have the balls to move to a foreign land.
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Lol. They are going to hunt you down. They don't like it when you skip town to find a tax haven. Good luck bro.
 
dmnEPC said:
Lol. They are going to hunt you down. They don't like it when you skip town to find a tax haven. Good luck bro.
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1) get rid of US citizenship
2) get HK passport (or any other)
3) ???
4) profit

If you want to hang back in the US, that's your business. But I decided to go move to a place that is more business friendly and is a tax haven. I'm interested in making money, not in sentimental bullshit like being a "true American patriot". There's no money in that.
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QFT
 
I'm still curious if there is anything more than anecdotal evidence that fraud has anything to do with their decision. I don't think Visa/MC have made any announcements one way or the other, unless I missed something.
 
BigWill said:
No offence but you should educate yourself about HK. It's much more free than the US.
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What can you do in Hk that you can't do in the US? For all the bulshit our .gov does, there is more opportunity in the US than any place on earth. Are we highly regulated? Maybe. Depends on the field. I would imagine there are massive opportunities in HK, but at the end of the day many hk biz are selling to americans.

With that said i am all for anyone moving there to better their lives. At the same time I have little respect for anyone that just gives up on there country.
 
dmnEPC said:
What can you do in Hk that you can't do in the US?
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  • Sling berries without giving a fuck about regulations / FTC
  • Use Dr. Oz in your ads without the fear of getting buttraped by a horde of lawyers
  • Post stuff on Twitter without getting arrested
  • Blow 75% of your profits on escorts and hookers while half of your money in the US is either used to a) blow up people in the middle east, b) deliver arms to terrorists in the middle east, c) hand out welfare checks or d) buying Facebook likes
  • Walk your dog in the park without having it shot by cops
  • ...
 
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