What's your favorite credit card to use? What do you suggest?

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ItsYoBuddy

Rise And Grind!
Apr 6, 2008
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I don't have that high of a credit. I only started using a credit card last September, and of course I start with a low limit... $300. I can't do that when I am spending way more each day. I've been spending stuff on my credit card and paying it off on time every month just to build some kind of credit.

But, my dad has good credit and he called up american express to see if I can be down as a user on his credit card because he has a high limit on his credit cards. They said I can be on his credit card and after 6 months I will be able to get my own credit card with american express. But I am not sure what the limit will be after those 6 months.

Anyway, I was curious on what your favorite credit card to use for your campaign spendings and why?

What do you suggest I get for spending money on campaigns?

Any good reward cash back cards you like? I was told the AMEX Blue Cash Reward one is decent.
 


MBNA is great but it looks like they got bought out in the US by Bank of America. They gave me a $3k limit when I was in college and without a job. That same card now has a limit over $40k. They'll also often let you take cash advances up to your limit and 0% interest for 10 months, which can be quite handy. Just don't be late paying them back!

Credit Cards Overview: Find the Right Bank of America® Credit Card for You
Home | Canada | MBNA
Credit Cards: Personal or Business - Apply Online ¦ UK ¦ MBNA

It's not a credit card, but if you need a personal line of credit that you can use with ATM cards, ING is highly recommended here too.
 
MBNA has been my friend many years. But like the man said, do NOT be late paying them back. Ever.
 
capital one no hassle card has decent rewards if you have good credit.
1.25reward points per $1
or 2 for $1 depending on plan
 
did i just hear someone recommend a capital one card to someone with low credit? Sorry but that's the worst advice ever.

Their entire business is screwing over young kids getting their first card. Like the ppl said above go with some place responsible like amex or bankofamerica (thats who i happen to use) that won't give you a 23% interest rate and purposely wait extra days to make your payments go through so they can tack on never ending fees that they won't put on till the next billing cycle so your payments will be short so you can get more fees and more interest. They feed on people like you. Why do you think its only a $300 limit? You think an account is even worth messing with for $300? It's just a way they can suck you into a never ending debt cycle while you think you're the problem not them. I facepalmed when i heard Myspace started giving out their own credit card. It's very bad news.

My advice to you is to get a real card and if you can't get that get a gas station card to help build up the credit till you can.
 
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